Ready to Grow Your Long-Term Potential?

Earn more with a high-yield 24-month share certificate. Lock in our best rate today and watch your savings grow faster than a traditional account.

Your share certificate is federally insured and your returns are guaranteed. It’s a low-risk, safe investment option with no market swings and no surprises. Open yours today and start saving!

Your Money Matters

  • Predictable Growth
    Know your exact payout before you deposit.
  • Guaranteed Returns
    A locked-in rate delivers earnings and security.
  • Built-In Safety
    Certificates are federally insured up to $250,000.
  • Financial Discipline
    Your money stays put so it can grow.

Need a Different Option?

No problem! Explore Frontwave’s competitive Share Certificate rates.

View Rates
Disclosures

* APY= Annual Percentage Yield. Minimum $1,000 to open a share certificate. Yield and term quoted are valid as of September 21, 2026 and are subject to change without notice. Early withdrawal/account closure subject to penalty equal to the greater of the following: 7 days dividends on the amount withdrawn, or 90 days of dividends. Must be a member or qualify for membership to open a certificate. Upon maturity, the certificate will automatically renew at the current rate and our standard 24-month term, or if previously selected, the funds will be transferred to your account. During the 7-day grace period, which begins on your maturity date and ends 7 calendar days later, you may make a withdrawal without penalty.

Insured up to $250,000 by NCUA.

Share Certificates are subject to a market cap of $15 million. Once this limit is reached, new accounts may no longer be accepted until the cap is adjusted.