LIMITED-TIME PROMOTION

Home Equity Line of Credit

Get 2.50% APR for 6 months1

Equity Built the American Dream

For 250 years, Americans have used what they own to build something better. Get a 2.50% Intro APR for six months when you fund a qualifying Frontwave HELOC. Use the equity you’ve built to consolidate higher-interest debt, tackle renovations, cover major expenses, or keep flexible funds available when you need them.

Apply by August 31, 2026, and fund your qualifying mortgage loan by September 30, 2026, to qualify.

Tapping Into Your Equity with Frontwave Gets You:

  • Competitive Rates

    Flexible options to match your goals

  • No Application Fees

    or prepayment penalties

  • Fast Local Processing3

    Underwriting, closing, and funding all handled in-house

  • Real Guidance

    Local experts—not sales scripts

Want to Learn More?

Fill out this simple form. We’ll follow up with info and a free quote.

Talk to a Home Loan Expert Today

We’ll help you choose the right fit, whether you’re tackling a big project, consolidating debt, or covering life’s curveballs. Fill out the form, and we’ll follow up with more information and a no-obligation quote. Questions? Call us at 800.736.4500 x1716. We got you.

Let's Connect

¹ APR = Annual Percentage Rate. Applications must be submitted by August 31, 2026, and qualifying HELOCs must fund by September 30, 2026. The introductory rate applies for the first six months. After the introductory period, the APR adjusts monthly based on the Prime Rate plus a margin, up to a maximum APR of 12%. Introductory rate is available on one property and does not apply to subsequent credit limit increases or refinances. Subject to credit approval and additional terms. Membership eligibility and other restrictions may apply. Offer subject to change without notice.

² Maximum loan-to-value (LTV) is 85% and subject to credit approval and appraised property value. HELOCs are available only on owner-occupied properties in California and North Carolina, including single-family residences, condominiums, and two-unit properties. Manufactured homes and properties under construction are not eligible. Borrower is responsible for property taxes and homeowners insurance.

3 All home loans are processed at our Oceanside, CA, headquarters.

Frontwave Credit Union is an Equal Housing Lender. NMLS #445243

Additional information:
CFPB HELOC Brochure
HELOC Advance Truth in Lending Disclosure