APR = Annual Percentage Rate. Rate based on $300,000 loan amount, 60% loan-to-value, 700 credit score, rate/term refinance of primary single-family residence (no cash out). At 6.421% APR for a 30 year term, the payment schedule would be 360 fixed monthly payments at $1,871.61. Payment example does not include property insurance and taxes. Rate valid as of 11/23/2022 based on credit history, subject to credit approval, and subject to change without notice. Membership qualifications apply. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.