30 Year No Down Payment

APR = Annual Percentage Rate. Rate based on $500,000 loan amount, 100% loan-to-value, 700 credit score, purchase of primary single-family residence (no cash out). At 8.017% APR for a 30 year term, the payment schedule would be 360 fixed monthly payments of $3,410.88. The payment schedule would be:

  • 120 monthly payments of $3,806.71
  • 44 monthly payments of $3,494.21
  • 195 monthly payments $3,410.88
  • 1 monthly payment of $3,412.70
Payment example includes PMI (mortgage insurance) until loan reaches 78% loan-to-value. Payment example does not include property insurance and taxes. Rate valid as of 12/08/2023 based on credit history, subject to credit approval, and subject to change without notice. Membership qualifications apply. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.