APR = Annual Percentage Rate. Rate based on $600,000 loan amount, 80% loan-to-value, 700 credit score, rate/term refinance of primary single-family residence (no cash out). At 6.463% APR for a 30 year term, the payment schedule would be 60 fixed monthly payments at $3,359.83. Based on current market conditions, the monthly payment schedule would be:

Number of PaymentsTotal PaymentInterest Rate
60$3,359.835.375%
299$3,958.687.125%
1$3,959.597.125%


Payment example does not include property insurance and taxes. Rate valid as of 7/30/2026 based on credit history, subject to credit approval, and subject to change without notice. Membership qualifications apply.