APR = Annual Percentage Rate. Rate based on $600,000 loan amount, 80% loan-to-value, 700 credit score, rate/term refinance of primary single-family residence (no cash out). At 6.998% APR for a 30 year term, the payment schedule would be 60 fixed monthly payments at $3,645.66. Based on current market conditions, the monthly payment schedule would be:
| Number of Payments | Total Payment | Interest Rate |
| 60 | $3,645.66 | 6.125% |
| 299 | $4,177.88 | 7.625% |
| 1 | $4,175.87 | 7.625% |
Payment example does not include property insurance and taxes. Rate valid as of 10/02/2026 based on credit history, subject to credit approval, and subject to change without notice. Membership qualifications apply.
