Special Auto Loan Pre-Approval Offer

Important Disclosures

*APR = Annual Percentage Rate. Rate and term based on credit worthiness of borrower, income verification, loan to value, and the age of the vehicle. Other restrictions may apply. First payment will be due within 90 days after date of funding. Interest will accrue from the date funds are disbursed. Rate subject to change without notice. 2.99% APR available for up to a 60 month term on auto model years 2013 or newer. Rate includes a .25% rate discount for automatic loan payments from a Frontwave checking account. For a $10,000 auto loan for a term of 60 months with a 2.99% APR, the monthly payment would be $179.88. Only new or used dealer purchases or refinances from another institution qualify for use of this pre-approval outside of California. Primary applicant must be a resident of the state where the purchase or refinance is originating. Validated Registration is required if purchasing from a non-franchised dealer.

This pre-approval may be used only by the individual named in the pre-approval, with a matching social security number. If the individual wishes to have additional owners/borrowers on the vehicle, information must be provided on the additional owner(s), who must be qualified under Frontwave Credit Union’s credit qualifications. How you were qualified for pre-approval: Information contained in a consumer credit pre-qualifying report was used in connection with this offer. You received this offer by satisfying criteria for credit worthiness as established by Frontwave Credit Union.

You can choose to stop receiving “prescreened” offers of credit from this or other companies by calling toll-free 888-5-OPT-OUT (888-567-8688). See the PRESCREEN OPT-OUT NOTICE below for more information about prescreened offers.
PRESCREEN AND OPT-OUT NOTICE: The consumer received the offer of credit or insurance because the consumer satisfied the criteria for credit worthiness under which the consumer was selected for the offer. If applicable, the credit may not be extended if, after the consumer responds to the offer, the consumer does not meet the criteria used to select the consumer for the offer or any applicable criteria bearing on credit worthiness or does not furnish any required collateral. You have the right to prohibit information contained in your credit file with any credit reporting agency from being used in connection with any credit transactions that you did not initiate. To exercise this right, please call Experian Opt-Out at 1-888-5OPTOUT (1-888-567-8688), or write to Experian, P.O. Box 919, Allen, TX 75013.