Keep evolving with our 1.70% Intro APR* rate HELOC

Dream it. Plan it. HELOC it.

What can you do with a Frontwave Credit Union home equity line of credit? Whatever your heart desires. Want to put a pool in your backyard? Take the plunge. Travel to Timbuktu? Bon voyage. Send your kid to college? Smart move. After one simple application process, you’ll have your own personal stash of cash to dip into time and time again for home improvement goals, or wherever else you need it.

  • Get a credit limit of up to 100%¹ of your primary home's value
  • Enjoy 1.70% Intro APR² for 12 months
  • No lender fees, no annual fees, and no closing costs³
  • Interest is charged only on the amount borrowed
  • Access your money with checks or through Online Banking
  • Interest on this loan may also be tax deductible⁴

Want to learn more about mortgage lending products at Frontwave Credit Union? Give us a buzz or visit us at one of our 14 branches.
¹Maximum loan amount is subject to credit qualification and appraised property value. HELOC is only available on owner-occupied California properties including single-family residences, condominium, and two-unit properties. Properties with construction work in progress may not be eligible. Manufactured homes are not eligible. Borrower responsible for payment of property taxes and homeowners insurance.
²APR = Annual Percentage Rate. Offer available for all HELOC applications. Rates and terms effective as of 04/28/2022 and subject to change without notice. Membership and credit subject to rate, terms, and conditions. Other restrictions may apply. The introductory rate of 1.70% APR (intro rate) is applicable for the first 12 months and not based on the index. After that, the rate will adjust to a variable rate based on the Prime Rate plus a margin based on loan parameters. The variable rate will adjust monthly. Maximum rate is 12% APR. Intro 1.70% APR is available on one property and does not apply to subsequent credit limit increases or refinances. 
³Closing costs waived if the loan remains open for at least 36 months from the date of loan funding. For loans closed within 36 months of funding, an Early Closure Fee of $500 will apply.
⁴Consult your tax advisor regarding deductibility of interest.

1.70% Intro APR²

Apply Now