Frontwave Cares: Member Health and Safety Update

Frontwave Credit Union is committed to fight for our Members and ensure that you have the financial tools, resources, and account access you need during this time. Our branches and our Member Solution Center are open and ready to assist you.

Here are the latest updates to help you as a Frontwave Member:

Changes to Branch Access and Hours  >
Where should I go for everyday Member services? >
Frontwave Online Banking and Mobile App >
ATM Banking >
Member Solution Center Hours >
Financial Assistance Programs >
Paycheck Protection Program >
Economic Impact Payments >
Events & Seminars >
Financial Safety & Security >
Member Tips >

Changes to Branch Access and Hours

Due to the ongoing coronavirus pandemic:

  • Our Camp Pendleton – Mainside branch is temporarily closed on Saturdays only.
  • The Marine Corps Recruit Depot (MCRD) branch remains open, but is accessible only to permanent personnel (active duty, dependents, residents, and those entering for employment purposes). Due to current base restrictions, we are serving base personnel only by appointment at this time.

Change in operating hours for open branches

To accommodate recommended safety and security measures, all of our branches close at 5:00PM Monday – Friday, except for MCRD.

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Where should I go for everyday Member services?

Accessing Your Accounts

Frontwave Online Banking and Mobile App:

We encourage everyone to access your account using our online banking and mobile banking app to check balances, deposit money, pay bills, transfer funds, and more. Manage your accounts and bills without the need for cash. For your safety, we discourage hoarding cash, and recommend using your debit or credit card for transactions.

  • Manage Accounts: View and manage all transactions, balances, and other important account details.
  • Deposit Checks: Deposit checks using mobile and remote deposit. 
  • Make Payments: Use Bill Pay to pay off credit cards, loans, utilities, bills, and even set up recurring payments.
  • Transfer Funds: Move funds easily between accounts.

Download the Frontwave App to your iPhone or Android device:

Download on the App Store Get it on Google Play

Already have an account, but need to register for online banking access?

Need help getting started? Click here.

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ATM Banking:

You can do most of your traditional transactions at ATMs. You can easily check your balance, withdraw or deposit cash, and deposit checks. A quick reminder:

  • Frontwave Members have free withdrawals at all Frontwave ATMs.
  • The limit for cash withdrawals is $600 per day.
  • You can make unlimited transfers from your savings accounts at ATMs.

As a part of the CO-OP network, you can access nearly 30,000 fee-free ATMs nationwide.

Member Solution Center Hours:

Please know that our dedicated Member Solution Center Team Members are working incredibly hard to be available to you as quickly as possible. We appreciate your patience if you do experience longer-than-usual wait times. Our call center is open:

  • Monday through Friday: 7:00AM – 6:00PM
  • Saturday: 9:00AM- 4:00PM

Financial Assistance Programs

Frontwave is committed to fight for our Members and help you achieve your financial goals. During these uncertain times, we realize that the coronavirus may impact the financial health of some of our Members and we want you to know we are here to help with a variety of programs, including loan extensions and Financial Assistance Loans. Click here to learn more.

Additional Financial Assistance:

If you have been financially impacted and want to discuss alternative options, or have any additional questions, call our Member Solution Center at 800.736.4500.

Paycheck Protection Program:

For the latest updates on the SBA Paycheck Protection Program, click here.

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Economic Impact Payments

In mid-March, the Treasury Department and Internal Revenue Service (IRS) began distributing the third round of economic impact (stimulus) payments to eligible U.S. residents. For most eligible recipients, payments are automatic with no action required.

These payments are being sent in waves, and we are processing them as they are received. Frontwave is not getting any advance notice of when payments will be released, but you can check the status of your payment by visiting the IRS website.

Like Frontwave, the IRS will not call, text you, email you or contact you on social media asking for personal or bank account information — even related to the economic impact payments. Also, watch out for emails with attachments or links claiming to have special information about economic impact payments or refunds.

Visit for more details >

Events & Seminars

Our award-winning seminars have moved online!

To help protect our Members, employees and the community, we have postponed upcoming community events and in-person financial seminars due to the coronavirus pandemic. But don’t worry – with our new virtual workshops, you can still soak up some important financial knowledge right from the comfort of your couch. Check out our upcoming offerings >

Financial Safety & Security

Keeping your money safe:

When it comes to keeping your money safe, we've got your back. Funds deposited with Frontwave Credit Union are federally insured by the National Credit Union Administration (NCUA) to at least $250,000. For more information about NCUA Share Insurance Coverage, visit

Keeping your personal information safe:

Frontwave will never ask you for your PIN or any other personal information over the phone or via email, text or social media. In addition, please beware of scams and suspicious requests during this time. If you are unsure about whether an email, phone call, or text message is actually from Frontwave, please call us at 800.736.4500.

Check out our Security page to learn more.

The Federal Trade Commission also has& tips on avoiding coronavirus scams.

Ongoing Updates

Check this page for any notifications of changes in service, plus ongoing tips on the many ways to access your accounts and reach us. You’ll also find ongoing information about what we’re doing to ensure that our Members, employees, and community stay safe.

If you have additional questions or concerns, give us a call at 800.736.4500.

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