Member Updates: For information on Member health & safety and modified branch hours, click here.

Fraud Alert: With fraud on the rise, remember that Frontwave will never email, call, or text our members and ask for personal information or account information. Learn more >

Member Updates: For information on Member health & safety and modified branch hours, click here.

Fraud Alert: With fraud on the rise, remember that Frontwave will never email, call, or text our members and ask for personal information or account information. Learn more >

Board of Directors

Our members make great leaders.

Our Board isn't made up of a group of faceless executives in glass offices. Instead, they're all Frontwave members, just like you. They volunteer, you elect them, and they don't get paid a penny. Their mission is to set the overall direction of the credit union and make sure it operates in the best interest of its members. So what have these folks been up to lately? Take a look at our 2020 annual report.

Want to join this amazing group of volunteers? We're looking for a few good folks to join our crew. In accordance with the Frontwave Credit Union (Frontwave) bylaws, a Nominating Committee for the 2022 annual election of Board of Directors (Board) and Supervisory Committee (Committee) has been appointed. The Annual meeting and election of officers for the Board and Committee of Frontwave Credit Union will be held on March 30, 2022 at 5:00 p.m. at the Corporate Office located at 1278 Rocky Point Drive, Oceanside, CA 92056.

Open Positions:

  • Board of Directors: THREE positions with 3-year terms
  • Supervisory Committee: THREE positions with 2-year terms
If you are an active member and are interested in applying for nomination, you are invited to submit an application to candidates@frontwavecu.com or to the Corporate Office to the attention of the Nominating Committee. See the full instructions and application documents linked below. Applications must be submitted to the Nominating Committee by close of business on September 30, 2021.

Board of Directors

Chairman Michael Brigagliano

Chairman Michael Brigagliano

Mr. Brigagliano has served the credit union since October 2014, when he was appointed to the Board of Directors as an Associate Director. He became a full Board member in early 2015, was elected to the Vice Chairman’s post in March 2018 and to the Chairman's post in March 2020.

Mr. Brigagliano has spent more than two decades in the consumer finance, mortgage lending and loan servicing industries. His experience includes direct management of a $4 billion-plus loan servicing portfolio. In his current role as Senior Vice President of Veterans Choice Home Loans, he assists veterans across the country in obtaining affordable home loans.

His education includes study of Business Management in New York. Mr. Brigagliano has been trained in the Six Sigma business management method, studied at GE Mortgage University, and completed the Dale Carnegie advanced course “Skills for Team Success.” He is currently licensed by the Nationwide Mortgage Licensing System.

Mr. Brigagliano believes in giving back to the community. He has made charitable contributions to the Rady Children’s Hospital in San Diego, the Navy-Marine Corps Relief Society, Doctors Without Borders and the Wounded Warrior Project.

Vice Chairman Brian Sutton

Vice Chairman Brian Sutton

Brian Sutton joined the credit union’s Board of Directors as an Associate Director in 2015. He was appointed as a full Board Director in November 2017, and elected to the Vice Chairman's post in March 2020.

As a seasoned technology professional, his international experience implementing complex, secure technology solutions make his contributions to the credit union and its member uniquely valuable.

Mr. Sutton graduated from Baylor University with a bachelor’s degree in Management Information Systems. He also earned a Master of Business Administration from the University of Southern California. He holds a number of internationally recognized technical, operational, and project management certifications and is a Certified Board Member through the National Association of Federal Credit Unions.

Mr. Sutton currently serves as an Operations and Program consultant for a global provider of healthcare information technology software and services. He has extensive experience developing strategy, planning, and delivering scalable solutions to fast-growing organizations in both the public and private sectors. His consulting experience includes more than 10 years of driving strategy and implementing secure systems for the Department of Defense and Department of Veterans Affairs medical centers worldwide.

Secretary James Cothran

Secretary James Cothran

Mr. Cothran is a longtime member of the credit union, having joined initially in 1961. He joined the Board of Directors in 1995 and has served as Board Secretary since December 2006. He’s also been a long-standing member of the Board’s Loan Review Committee and its Supervisory Committee.

Mr. Cothran retired from the U.S. Marine Corps in 1982 after 24 years of active duty. As a Marine, he was in the photographic and audiovisual field and initially served as a Combat Photographer. Upon retirement, he became Officer in Charge of the Training and Audiovisual Support Center at Camp Pendleton.

Mr. Cothran holds a bachelor’s degree in Motion Picture Photography from the University of Southern California. In 1982, he received a master’s degree from Webster University in Management and Business. That same year, he acquired a real estate license from the State of California.

Mr. Cothran worked in real estate for 24 years before retiring. In 1990, he served as President of the Carlsbad Association of Realtors. In 1997, he was Chairman of the Membership Committee for the California Association of Realtors.

Treasurer Kelley Mayer

Treasurer Kelley Mayer

Kelley Mayer was appointed to Board of Directors of Frontwave Credit Union in 2019 and is a longtime member of the credit union. She was elected to the Treasurer position in March 2020.

Ms. Mayer has lived in San Diego County since 1985 and has a Finance Degree from California State University, Long Beach. She is a Certified Public Accountant and has been in public accounting for more than 30 years. Additionally, she has a Juris Doctor degree from Thomas Jefferson School of Law and is a published writer. Her life work has been counseling and educating others to achieve their financial goals and preserve their family wealth.

Ms. Mayer believes in giving back to the community and is looking forward to serving on the board and acting as a liaison for members of Frontwave. She plans to enable members to have a voice in the future growth and development of products and services, while concurrently ensuring a strong financial future for our Credit Union.

Director Sally L Arnett

Director Sally L. Arnett

Mrs. Arnett first joined the Board of Directors as an Associate Director in 2011. She was appointed as a full Director in 2012 and served until 2017, before rejoining the board in 2021.

Mrs. Arnett holds a Master of Business Administration in Marketing from Golden Gate University and a Bachelor of Science in Business Management - Personnel from San Diego State University. She has also earned the Credit Union National Association (CUNA) Certified Credit Union Volunteer (CCUV) and National Association of Federally-Insured Credit Unions (NAFCU) Certified Volunteer Expert designations. In 2020, she was approved to be a Financial Industry Regulatory Authority (FINRA) Arbitrator.

Mrs. Arnett is affiliated with a number of groups outside the credit union, including as a Sustainer for the Junior League of Riverside, and Alumna of Kappa Delta Sorority. Additionally, she is an Alumnus of Golden Gate University and a member of the San Diego State University Alumni Association.

Director Gary Greving

Director Gary Greving

Mr. Greving has been a member of the credit union’s Board of Directors since 2009. He served as the Board’s Treasurer from 2011 to 2019.

A U.S. Marine Corps veteran, Mr. Greving graduated from California State University San Marcos with a bachelor’s degree in Business Administration with an emphasis in Finance. He went on to earn a master’s degree in Accountancy from San Diego State University. Additionally, Mr. Greving has earned a Project Management Professional (PMP) designation from the Project Management Institute and has completed the Credit Union National Association’s Volunteer Achievement Program.

Mr. Greving currently works in the Program Management Office of a global firm that provides information technology services and solutions to government clients. He has more than 24 years’ experience managing people and projects around the world.

Mr. Greving is an active member of the San Marcos community where he resides with his wife and two children. He serves as volunteer treasurer and a member of the Board of Directors for the Mission Park Homeowners Association. He also volunteers at Father Joe’s Villages, helping the less fortunate in his community.

Director Joseph Mitilieri

Director Joseph Mitilieri

Mr. Mitilieri has served as a Frontwave Credit Union volunteer since 2016 as both an Associate Board member and as a Director on the Frontwave Board of Directors.

Mr. Mitilieri received his undergraduate degree from Elmhurst College in Chicago, and earned an M.B.A from the University of Southern California. He has over 25 years of effective and proven success in strategic planning with the ability to identify trends, proactively address ambiguous business problems, and blend disparate sourced data with creativity to conceptualize consumer centric strategies for growth, enhanced customer lifetime value, and overall customer loyalty. He brings a unique skill set to the Board as an innovative and influential leader with exceptional analytical, strategic, marketing, consumer insights, and revenue management experience.

Mr. Mitilieri currently works as a consultant focusing on extracting information to evaluate and understand the customer’s journey as it relates to a specific customer’s experience and engagement with a business or corporation in order to assist organizations in identifying pain points or situations that would cause customer angst and create effective customer service tactics to eliminate it.

Mr. Mitilieri also participates in several charitable organizations, including Habitat for Humanity, The Walk to End Alzheimer’s and Tracy’s Paws.

Director Gerald Polyascko

Director Gerald Polyascko

Mr. Polyascko was first appointed to the credit union’s Board of Directors on Jan. 1, 2010. For six months before that, he had served as a member of the credit union’s Supervisory Committee.

Mr. Polyascko attended the Naval War College in Newport, Rhode Island, and earned a master’s degree in Human Resource Management. He spent 33 years in the U.S. Marine Corps, retiring as a colonel in 1992. He then served for three years as Vice President at Dynagraphics, the printing division of Dynamed Corp. in Carlsbad, California. From January 1995 to January 2009, he was the senior instructor of the Marine Corps Junior ROTC program at Eisenhower High School in the Rialto Unified School District.

Mr. Polyascko also has been involved with community service efforts. He’s a member of the American Legion and the Marine Corps League, Veterans of Foreign Wars, and Vice President of Camp Pendleton Historical Society.

Director Richard Rothwell

Director Richard Rothwell

Mr. Rothwell joined the credit union’s Board of Directors in February 1991. He served as Board Chairman from January 2010 to February 2020.

In 1961, Mr. Rothwell graduated from the U.S. Naval Academy with a bachelor’s degree in Engineering. He later earned a Master of Science in Management from the U.S. Naval Postgraduate School. He is a distinguished graduate of the U.S. Naval War College.

During Mr. Rothwell’s 29 years of active duty, he held a variety of command and staff positions, including Commanding Officer of the 5th Marine Regiment. His service decorations include the Legion of Merit, three Bronze Stars, two Purple Hearts, and the Navy Commendation Medal. He retired from the Marine Corps in 1990 with the grade of colonel.

Following his military career, Mr. Rothwell served for 15 years in the legal departments of San Diego Gas & Electric Co. and Sempra Energy. He is also the President of the Camp Pendleton Historical Society, a former Commissioner of the City of Escondido Housing Advisory Committee, and a former member of the Escondido Friends of the Pioneer Room Board of Directors.He and his wife, Ann, live in Escondido where they have enjoyed volunteering in several civic activities. They have two children, five grandchildren, and two great grandchildren.

 

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