Start earning dividends on your daily bread.
You're not one to let your money get lazy. Neither are we. That's why Frontwave Credit Union's Dividend Checking account is right for you. Your money earns dividends even when you're not thinking about it, like when you're barbecuing or lounging at the beach. Of course, we'll give you a Visa Debit Card for anytime access because no one can really live without one. Bottom line, your money works harder for you.
- Earn interest at a competitive rate
- Pay bills, transfer money and check activity online and on your mobile device
- Deposit checks using your smartphone's camera
- Access a CO-OP's nationwide network of 5,000 shared branch locations and 30,000 fee-free ATMs
- Courtesy Pay to cover overdrafts
- No Overdraft Fee if your account is overdrawn by less than $20*
- Maintain a $1,500 daily balance to avoid a $5 monthly service fee (members 55 and older automatically avoid the fee regardless of balance)
* Overdrafts may happen with checks, Automated Clearing House (ACH) payments, ATM withdrawals, transfers, bill payments, debit card payments and other electronic payments. There is no Overdraft Fee if your account is overdrawn by less than $20. If your account has a single or aggregate dollar amount of overdrafts totaling more than $20.00, it will be charged a $20.00 Overdraft Fee for each occurrence up to a maximum of five (5) per day. The payment of any transaction into overdraft remains a discretionary decision of Frontwave Credit Union and we reserve the right not to pay. For example, we typically do not pay these items if your account is overdrawn or if you have had excessive overdrafts. If Frontwave declines to pay an overdraft, the check/ACH will be returned and will also be subject to standard Non-Sufficient Fund Fees in accordance with Frontwave’s Schedule of Fees and Charges. Overdraft services will be terminated if the overdraft is not repaid within 30 days of the occurrence. Other terms and conditions apply. Membership qualifications apply.
Fast and friendly service, no Checking account fee, feeling secured with my finances.
— Christian T., Morongo Valley, CA
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