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Primary Checking Account

Primary Checking Account

Your Hard-Earned Money Deserves Better

Frontwave Primary Checking is built for you, not the big banks. 
  • No monthly fees? Check. 
  • No minimum balance? Double check. 
  • Online and Mobile Banking, 30,000+ fee-free ATMs and optional overdraft protection? Absolutely!
Your funds are federally insured by the NCUA, so you can bank with confidence while partnering with a credit union that puts people first. You’re not just banking—you’re banking with purpose.
 

Why Choose Frontwave Primary Checking? 

Everyday Banking, Reimagined 
  • Say goodbye to monthly fees and hidden costs. 
  • Access your money anytime with a free VISA® debit card. 
  • Enjoy fee-free ATMs and the power of Online and Mobile Banking for 24/7 convenience. 
Bank Smarter, Not Harder 
  • Deposit checks, pay bills and view eStatements—all from your phone. 
  • Simplify your life with features like mobile check deposits and easy bill pay. 
  • Gain peace of mind with optional overdraft protection. 
Bank for Good 
  • As a member-owned credit union, we reinvest in people, not shareholders
  • Keep your money local and help strengthen your community
*Overdrafts may happen with checks, Automated Clearing House (ACH) payments, ATM withdrawals, transfers, bill payments, debit card payments and other electronic payments. There is no Overdraft Fee if your account is overdrawn by less than $20. If your account has a single or aggregate dollar amount of overdrafts totaling more than $20.00, it will be charged a $20.00 Overdraft Fee for each occurrence up to a maximum of five (5) per day. The payment of any transaction into overdraft remains a discretionary decision of Frontwave Credit Union and we reserve the right not to pay. For example, we typically do not pay these items if your account is overdrawn or if you have had excessive overdrafts. If Frontwave declines to pay an overdraft, the check/ACH will be returned and will also be subject to standard Non-Sufficient Fund Fees in accordance with Frontwave’s Schedule of Fees and Charges. Overdraft services will be terminated if the overdraft is not repaid within 30 days of the occurrence. Other terms and conditions apply. Membership qualifications apply.
Free Checking

No monthly service fee

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