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Primary Checking Account

Primary Checking Account

Great value never goes out of style

At Frontwave Credit Union, we can’t promise you a free lunch, but we do have free Checking. You work hard for your money, so our Primary Checking Account puts your needs first. No monthly fees? Check. No minimum balance. Double check. Time-saving Online and Mobile Banking tools? Roger that. A bunch of rules, regulations and red tape? Not many. Just low fees and free services here, and you can withdraw money at over 30,000 fee-free CO-OP ATMs nationwide.

  • No monthly service fee
  • No minimum balance
  • Free Visa® debit card
  • Free Online Banking tools 
  • Free Mobile Banking app 
  • Free Mobile Check Deposit
  • Free eStatements 
  • Free electronic Bill Pay 
  • Courtesy Pay to cover overdrafts
  • No Overdraft Fee if your account is overdrawn by less than $20*
Ready to open a Primary Checking Account? Stop by your local branch in Twentynine PalmsBarstowEscondidoCamp PendletonOceansideSan DiegoSan MarcosTemeculaWildomar or Yucca Valley, California or give us a buzz at 800.736.4500 to open your account today!
 
*Overdrafts may happen with checks, Automated Clearing House (ACH) payments, ATM withdrawals, transfers, bill payments, debit card payments and other electronic payments. There is no Overdraft Fee if your account is overdrawn by less than $20. If your account has a single or aggregate dollar amount of overdrafts totaling more than $20.00, it will be charged a $20.00 Overdraft Fee for each occurrence up to a maximum of five (5) per day. The payment of any transaction into overdraft remains a discretionary decision of Frontwave Credit Union and we reserve the right not to pay. For example, we typically do not pay these items if your account is overdrawn or if you have had excessive overdrafts. If Frontwave declines to pay an overdraft, the check/ACH will be returned and will also be subject to standard Non-Sufficient Fund Fees in accordance with Frontwave’s Schedule of Fees and Charges. Overdraft services will be terminated if the overdraft is not repaid within 30 days of the occurrence. Other terms and conditions apply. Membership qualifications apply.
Free Checking

No monthly service fee

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