Try using an ARM to get your foot in the door.

Buying a home isn't cheap, but settling for a fixer-upper isn't your only option. With a Frontwave Credit Union adjustable-rate mortgage (ARM), you can get into the home you want now with lower initial rates that keep your payments low for a set time. After that, rates can go up or down. ARMs aren’t for the faint-hearted, but they’re perfect if you’re betting on falling interest rates, expecting a financial lift or planning to move on in a few years.

• Lower Initial Rates & Flexible Terms: Home loans with lower rates for the first 5 or 7 years, plus purchase and refinance options.
• Rate Protection: Annual and lifetime caps to control rate increases, safeguarding your finances.
• No Pre-Payment Penalties: Pay off your loan faster without additional costs.
• Diverse Loan Offerings: Choose from Fixed-rate, VA, Jumbo loans, and more to suit your needs.
• Fast, Local Processing & Quick Escrows: Enjoy on-time closings with the support of local experts.¹
• Potential Tax Benefits: Interest may be tax-deductible.²