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Personal & Secured Loans

Dream Big. Stress Less. Make It Happen.

Cash when you need it, for whatever matters most. A Frontwave Personal Loan puts you in control—no collateral, no waiting, no limits on how you use it. Whether you're planning something unforgettable, covering the unexpected or just making life easier, we’ve got you.

Why Frontwave? Because You Deserve Options.

  • Cash for anything: Travel, big purchases, home projects or whatever life throws your way
  • Borrow up to $20,000: Fast access to funds without jumping through hoops
  • Flexible terms: Choose a payment plan that works for you
  • No collateral needed: Get approved based on your credit, not your assets

Signature Loan—Fuel Your Dreams

Take that bucket-list trip, upgrade your home or give your wallet some breathing room.

  • Borrow up to $20,000: Funds when you need them, fast
  • Great rates: Keep payments low and manageable
  • Repayment terms up to 60 months: Flexibility to fit your budget
  • No collateral, no hassle: Just cash when you need it

Secured Loan—Borrow Without Touching Your Savings

Need funds but want to keep your savings intact? Use your Frontwave deposit account as collateral and get a lower rate while building credit.

  • Borrow up to $20,000: Access funds while keeping your savings in place
  • Low-rate financing: A smarter way to borrow
  • Build or improve credit: Strengthen your financial future

Get the Cash You Need, On Your Terms

Apply online, call 800.736.4500, swing by a branch or make an appointment today.

Dream Big. We Got You.

Signature Loans

No collateral needed, just signature

Apply Now