Transfer Funds
Move Your Money at Warp Speed.
Need to pay a bill, crush a loan deadline or send money in a flash? We’ve got you. Frontwave Credit Union makes it easy to move your money fast—without the hassle, without the wait. Whether you’re covering the essentials, sealing a deal or handling the unexpected, our electronic transfer options get your cash where it needs to go when it needs to be there.
Online Transfers: Move Money Instantly Between Accounts
Easily transfer funds between your Frontwave accounts or to external accounts—whenever, wherever.
How to Transfer Money Online
Internal & External Transfers
- Desktop: Click "Transfers" in the left menu, then select "Quick" or "Classic" transfer and follow the prompts. Need help? Click "Help" in the top right corner.
- Mobile: Open the menu, tap "Transfers" and complete your transaction. For additional options, log in to Online Banking on desktop.
Phone Transfers: Quick, Secure, Hassle-Free
Need to move money but can't get online? A quick call is all it takes. Our Member Solution Center team is ready to help you transfer funds securely and stress-free.
Call to Transfer:
- Local & International: 760.631.8700
- Toll-Free: 800.736.4500
- Hours: Monday–Friday, 7 a.m. – 6 p.m. | Saturday, 9 a.m. – 4 p.m.
Wire Transfers
Whether you're sending money across town or across the country, Frontwave makes wire transfers fast, secure and hassle-free.
- Same-day transfers: Submit by 1 p.m. for processing that same business day
- Emergency funds: Send or receive money fast when it matters most
- Payment flexibility: Use for loan payments, business deals or personal transfers
- Fees: $25 to send, $0 to receive
How to Send a Wire Transfer
Need to send money fast? Follow these steps to ensure a smooth, secure transfer:
- Gather the recipient’s information:
Bank name and ABA/routing number
Account number
Full name and address
- Visit a Frontwave branch or call 800.736.4500 to initiate the wire.
- Submit your request before 2:00 p.m. PST for same-day processing
How to Receive a Wire Transfer
Provide the sender with these details to receive a wire from a U.S. financial institution:
- Receiving Institution: Frontwave Credit Union
- ABA/Routing Number: 322274925
- Phone Number: 800.736.4500
- For Final Credit To: Your name and Frontwave member number
Important Wire Transfer Details
- Processing Times: Wires are processed Monday–Friday before 2:00 p.m. PST. Transfers sent after this time will process the next business day.
- Same-Day Transfers: Ask the sending institution to submit the wire early to avoid delays.
- Incoming Wires: Funds are credited to your account as soon as they are received and verified.
⚠️ Protect Yourself from Wire Fraud
Wire fraud is on the rise—always verify wiring instructions before sending money. Cybercriminals hack emails and send fake but convincing wire details. Protect yourself by following these steps:
✔ Verify wire instructions in person or by calling a trusted number
✔ Double-check details before sending—never assume instructions are correct
✔ Be cautious of last-minute changes—fraudsters often alter wire details at the last minute
Need Help? Contact Us.
If you need assistance or want to verify wire details, call our Member Solution Center during business hours:
- Local & International: 760.631.8700
- Domestic Toll-Free: 800.736.4500
- Hours: Monday–Friday 7 a.m. – 6 p.m. PT | Saturday 9 a.m. – 4 p.m. PT
Make a payment to your Frontwave loan or overdrawn account using a debit or credit card. Fees apply. Limit of $1,500 per credit card transaction, per loan, per day. Use EZ Pay to make payments for:
- Auto loans
- Line of credit
- Home equity
- Personal loans
- Visa® credit card
- Overdrawn accounts
- Make a payment now
New Online Banking, free Checking with auto deposit and the nicest employees in the world! What's not to love?
— Jazzmine W., San Marcos, CA
