Savings Accounts

Save today. Reach your financial dreams tomorrow.

Hey, we get it. You're a live-for-today type of person. But the future is coming fast and it's best to be ready for it. Frontwave Credit Union's competitive Savings Accounts, Money Markets, Certificates and IRAs do a lot more than give you a place to stash your cash. They open up a world of possibilities. Someday that money could turn into that far-flung trip you always wanted to take, sending your kids to the college of their dreams or retiring in style.

Compare Savings Accounts Table
You Should Get This If
Key Features
Minimum Opening Deposit
Dividend Rates
Savings Accounts
You should get this if
You need a go-to account to help you save to reach special goals.
Key Features
Offered as an IRA, too
Minimum Opening Deposit
$5
Dividend
.05% Annual Percentage Yield (APY)
Teen Savings Accounts
You should get this if
You are 13-17 years old with a parent/legal guardian as a joint owner.
Key Features
Start earning dividends immediately
Minimum Opening Deposit
$5
Dividend
.05% Annual Percentage Yield (APY)
Kids' Savings Accounts
You should get this if
You are 0-12 years old with a parent/legal guardian as a joint owner.
Key Features
Prizes for reaching savings goals
Minimum Opening Deposit
$5
Dividend
.05% Annual Percentage Yield (APY)
Saver Certificates
You should get this if
You want your savings to build at a higher rate, but with a lower opening deposit requirement
Key Features
Flexible terms

Offered as an IRA, too
Minimum Opening Deposit
$100 to $500 opening deposit

$10 to $500 monthly auto-deposit
Dividend
Varies based on term
Certificates Accounts
You should get this if
You have extra cash you can keep on deposit to maximize your savings at a higher rate.
Key Features
Flexible terms.
Minimum Opening Balance
$1,000
Dividend
Varies based on term
Individual Retirement Accounts (IRAs)
You should get this if
You're ready to start saving for retirement.
Key Features
Short-term and long-term tax benefits.
Minimum Opening Deposit
Varies by account type
Dividend
Varies based on term
Money Market Accounts
You should get this if
You want the ideal blend of higher rates and anytime access to your money.
Key Features
Tiered earnings.

Offered as an IRA, too.
Minimum Opening Deposit
$2,500
Dividend
Varies based on deposit amount
 

Ready to open a savings account?

Stop by a Southern California branch near you! We have locations in Twentynine Palms, CA, Barstow, CA, Escondido, CA, Camp Pendleton, CA, Oceanside, CA, San Diego, CA, San Marcos, CA, Temecula, CA, Wildomar, CA, and Yucca Valley, CA
All Savings Accounts Include
  • Competitive rates
  • No monthly fee
  • Online Banking access to monitor growth