You've got your needs. We've got your back.
Pay the bills. Or buy some thrills. You can do either -- check that, you can do pretty much anything -- with a Frontwave Home Equity Line of Credit. What you won't have to do is come to us (or anyone else) every time you need to lay your hands on some extra funds. After one simple application process, you have your own personal stash of cash to dip into time and time again whenever you want it.
- Get a credit limit of up to 70%¹ of your primary home's value
- Enjoy a lower introductory rate² for 18 months
- Interest is charged only on the amount borrowed
- No lender fees, no annual fees, and no closing costs³
- Access your money with checks or through Online Banking
- Interest on this loan may also be tax deductible⁴
²APR = Annual Percentage Rate. Offer available for all HELOC applications. Rates and terms effective as of 12/16/2022 and subject to change without notice. Membership and credit subject to rate, terms, and conditions. Other restrictions may apply. The introductory rate of 7.25% APR (intro rate) is applicable for the first 18 months and not based on the index. After that, the rate will adjust to a variable rate based on the Prime Rate plus a margin based on loan parameters. The variable rate will adjust monthly. Maximum rate is 12% APR. Intro 7.25% APR is available on one property and does not apply to subsequent credit limit increases or refinances.
³Closing costs waived if the loan remains open for at least 36 months from the date of loan funding. For loans closed within 36 months of funding, an Early Closure Fee of $500 will apply.
⁴Consult your tax advisor regarding deductibility of interest.
Frontwave has always worked with us concerning our mortgage. They reduced our APR several times and refinanced our mortgage to a 15 yr at a substantial savings. The process was streamlined and simple.— Robert W. Carlsbad, CA