Adjustable-Rate Mortgage (ARM)

Try using an ARM to get your foot in the door.

It's no secret. Living in SoCal costs a pretty penny. Sure, you can shop for a fixer-upper. But one way to afford a little more house is with a Frontwave Credit Union adjustable-rate mortgage (ARM). The initial lower rates will keep the lid on your monthly payments for a set period of time. After that, the rate could move up or down. ARMs are a good bet if you think overall interest rates are due to drop, your personal fortunes are bound to rise, or if you simply expect to move on in a few years and start all over again.
  • Choice of loans that offer lower rates for 3, 5 or 7 years
  • Annual and lifetime caps limit overall rate increases
  • No pre-payment penalties
  • Available for purchase or refinance
  • Fast, local processing
  • Quick escrows
  • On-time closings
  • Fixed-rate, VA and Jumbo loans also available
  • Interest on this loan may be tax deductible*
* Consult your tax advisor regarding deductibility of interest.
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