First-Time Home Buyer Program

First-Time Home Buyer Program

Dreaming of your first home? We’ll help make it a reality.

Buying your first home is exciting — and let’s be honest, also a little nerve-wracking. But our first-time homebuyer program makes it easy. We handle all the hard stuff, while you get to focus on decisions like 2 bedrooms or 3? Yard maintenance or condo? Fixer or flip? Whatever you choose, we’ll help you make it happen.

  • Down payments as low as 3%
  • Gift funds allowed
  • Reduced private mortgage insurance (PMI)
  • Relaxed credit standards
  • Option for seller to pay closing costs up to 3%
  • Loan amounts up to $1,250,000 million*
  • Fixed and adjustable rate options
  • Local processing, underwriting, closing and funding
  • Available for primary residences
  • Interest on this loan may be tax deductible**
*Based on up to 95% loan-to-value.
**Consult your tax advisor regarding deductibility of interest.
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