Dreaming of your first home? We’ll help make it a reality.
Buying your first home is exciting — and let’s be honest, also a little nerve-wracking. But our first-time homebuyer program makes it easy. We handle all the hard stuff, while you get to focus on decisions like 2 bedrooms or 3? Yard maintenance or condo? Fixer or flip? Whatever you choose, we’ll help you make it happen.
- Down payments as low as 3%
- Gift funds allowed
- Reduced private mortgage insurance (PMI)
- Relaxed credit standards
- Option for seller to pay closing costs up to 3%
- Loan amounts up to $1 million*
- Fixed and adjustable rate options
- Local processing, underwriting, closing and funding
- Available for primary residences
- Interest on this loan may be tax deductible**
**Consult your tax advisor regarding deductibility of interest.
Frontwave has always worked with us concerning our mortgage. They reduced our APR several times and refinanced our mortgage to a 15 yr at a substantial savings. The process was streamlined and simple.— Robert W. Carlsbad, CA