You’ve Fought for the American Dream—Now Own It with a VA Home Loan.
You’ve already defended the American dream—now it's your turn to live it. With Frontwave Credit Union’s Veterans Affairs (VA) home loans, you get zero down payment, competitive rates and a team of experts who’ve had your back since 1952. Our expertise in VA loans means we guide you through the entire home-buying journey. Whether it’s your first home or your fifth, let’s make a winning offer in any market.
- Zero Down Payment & No Monthly Mortgage Insurance: Save more upfront and each month.
- 100% Financing & Competitive Rates: Full coverage and lower costs with flexible financing up to $2,000,000.
- Flexible Credit Standards & Rate Options: Easier approvals and the choice between fixed and adjustable rates.
- Fast, Local Processing & Quick Escrows2: Enjoy on-time closings with local expertise.
- Exclusive for Eligible Veterans and Their Families1: Serving Veterans, Reservists, Active Duty personnel and their spouses.
- Comprehensive Loan Options: Purchase, refinance, cash-out or reduce your rate with an interest rate reduction refinance loan (IRRRL).
Ready to apply for a fixed-rate mortgage loan? Apply, give us a buzz or swing by one of our 13 Southern California branches.
North Carolina residents. Apply online or call one of our friendly Home Loan Consultants at 800.736.4500 x1716.
2All home loans are processed at our Oceanside, CA, headquarters.
Frontwave has always worked with us concerning our mortgage. They reduced our APR several times and refinanced our mortgage to a 15 yr at a substantial savings. The process was streamlined and simple.
— Robert W. Carlsbad, CA