Please note the following changes to our branch hours during this holiday season:
  • Monday, December 24 - Closing early at 1:00pm
  • Tuesday, December 25 - Closed
  • Tuesday, January 1 - Closed
Happy Holidays from our family to yours!
Please note the following changes to our branch hours during this holiday season:
  • Monday, December 24 - Closing early at 1:00pm
  • Tuesday, December 25 - Closed
  • Tuesday, January 1 - Closed
Happy Holidays from our family to yours!

Manage Account

Need a little help? Here are simple instructions for many of our valuable services.

You know what they say: Communication is the key to any successful relationship. That goes for your dealings with Frontwave Credit Union, too. There are times when you'll need to tell us about big changes in your life (like you've moved to a new address) or small developments (like you need new checks). We make it easy for you to share needed info or check in with us for a wide range of other reasons.

Looking for the fastest way to deposit your paycheck? Here it is. In fact, you can use direct deposit for Social Security checks and all other recurring benefit/pension checks. It's the quickest, most secure way to deposit your checks directly into your Frontwave Credit Union account. Activate direct deposit by completing this form and returning it to your HR department or the federal agency responsible for your checks.

The easiest way to transfer money between your Frontwave Credit Union accounts is through Online Banking. Here's what to do:

  • Desktop: Click on the "Transfers" widget on the left side menu. Choose between the "Quick" and "Classic" Transfer tab choices and proceed with creating a new transfer.
    NOTE: Click the "Help" button in the top right for more detailed information on transfers.
  • Mobile: Click the menu open in the top left corner, and then click "Transfers." Proceed with creating a new transfer. For more transfer options, visit Online Banking on your desktop.

If you prefer doing this over the phone, call our Member Solution Center at one of these numbers, Monday through Friday from 7 a.m. to 6 p.m., or Saturday from 9 a.m. to 4 p.m.:

Use this info to receive wires from another U.S. financial institution.

  • Receiving Institution: Frontwave Credit Union
  • ABA/Routing number: 322274925
  • Phone Number: 800.736.4500
  • For Final Credit To: (Member's Name & Member Number)

For more information, please contact us.

Did you move or get married? If you've changed your name or address, call your local Member Solution Center or visit us in person. You can also send us a secure message through Online Banking.
You might want to add another person to your Frontwave account. It only takes a few minutes to add a joint owner.
We partner with Harland Clarke to provide checks to our members. When you're running low on checks, reorder easily through their website.
We know you're champing at the bit to find out about your loan. Check your status online, anytime.

When you don't have your mobile device or online access, you can still check on your accounts anytime by accessing Express Line Telephone Banking at 800.829.7676. All you need is your member/account number and access code. Contact us if you don't remember your access code, or need to set up a new one, and we'll help you out. Here's what you can do with Express Line, which walks you through an easy-to-follow menu.

  • Account balance inquiries
  • Account deposit and withdrawal inquiries
  • Check clearing inquiries
  • Savings and loan rate inquiries
  • Account transfers
  • Check withdrawals
  • Loan payments
  • Access code changes
  • Stop payments
  • Report lost or stolen cards

A power of attorney must be kept on file at Frontwave Credit Union to enable access to the principal’s account. You may mail, fax, or bring the power of attorney to one of our branch locations. Mailing Address: Frontwave Credit Union, 1278 Rocky Point Dr, Oceanside, CA 92056. Fax number: 877.789.7628.

Verification of a power of attorney takes 48 to 72 business hours to complete. After that, information may be released to the attorney-in-fact.