LIMITED TIME PROMOTION
Make Your Money Work for You
Your Share Certificate is approaching maturity, and we know you have options for where to keep your hard-earned money. You made a smart move before, and staying with Frontwave can help keep your savings on track without gaps or last-minute decisions.
Why stick with Frontwave?
Staying with Frontwave means more than just a competitive rate. It means keeping your money with a team that has your back. Here’s why Members continue to invest with us:
- Fits Your Timeline: Whether it's a short-term boost or long-term stability, choose from terms ranging from 6 to 60 months.
- Steady Earnings You Can Count On: Our everyday rates are designed to outperform the big banks and keep your earnings on track.
- Security You Can Trust: Your deposits are federally insured, and your fixed rate stays steady even if the market shifts.
Ready to Get More From Your Savings?
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Open Your Share Certificate Online
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Need Help?
Call 800.736.4500 or stop by your local branch.
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Early Withdrawals May Reduce Earnings
and are subject to penalty.
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Additional Terms May Apply.
See full details below.
View Our Current Rates
Share Certificate Rates
|
Term
|
Dividend Rate
|
Annual Percentage Yield
|
|---|---|---|
| 6-Month | 3.590% | 3.65% |
| 12-Month | 3.542% | 3.60% |
| 18-Month | 3.203% | 3.25% |
| 2-Year | 2.960% | 3.00% |
| 3-Year | 2.227% | 2.25% |
| 4-Year | 2.227% | 2.25% |
| 5-Year | 2.227% | 2.25% |
Disclaimers
Minimum Deposit/Balance - $1,000
Rates and terms subject to change without notice.
Must be a member or qualify for membership to open a certificate.
Early withdrawal/account closure subject to penalty equal to the greater of the following: 7 days dividends on the amount withdrawn, or 90 days of dividends. Upon maturity, the certificate will automatically renew at the current rate and term closest to our standard terms (6, 12, 18, 24, 36, 48, or 60 months), or if previously selected, the funds will be transferred to your account. During the 7-day grace period, which begins on your maturity date and ends 7 calendar days later, you may make a withdrawal without penalty.
Disclosures
* APY= Annual Percentage Yield. Minimum $1,000 to open a share certificate. Yield and term quoted are valid as of April 1, 2026 and are subject to change without notice. Early withdrawal/account closure subject to penalty equal to the greater of the following: 7 days dividends on the amount withdrawn, or 90 days of dividends. Must be a member or qualify for membership to open a certificate. Upon maturity, the certificate will automatically renew at the current rate and term closest to our standard terms (6, 12, 18, 24, 36, 48, or 60 months), or if previously selected, the funds will be transferred to your account. During the 7-day grace period, which begins on your maturity date and ends 7 calendar days later, you may make a withdrawal without penalty.
Insured up to $250,000 by NCUA.
Share Certificates are subject to a market cap of $35 million, and once this limit is reached, new accounts may no longer be accepted until the cap is adjusted.