Exclusive Rewards Included with Elite Plus Checking

Receiving $hopping Rewards is simple! With Elite Plus Checking, you can take advantage of special offers and discounts at thousands of leading online retailers. Simply shop online using our customized shopping portal and receive cash back. Your cash back will be held in your $hopping Rewards account to use towards future purchases or conveniently sent to you in a check. Yes, it’s that easy!

Auto Loan

Drive Away with a Lower Rate

Buying or refinancing? Save 0.25% on qualifying Auto Loans, plus an additional 0.25% with Auto Pay1.

Mortgage Loan

Put Your Equity to Work for Less

Save 0.125% on qualifying Home Equity Loans and put your home's equity to work at a lower rate.

One Less ATM Fee to Worry About

Using an out-of-network ATM? You won't pay Frontwave a fee2, helping you keep more cash where it belongs.

More Than Just Rewards & Discounts

Shopping rewards are just one benefit included with your Elite Plus Checking account.2

  • Phone Protection

    Coverage for stolen or damaged devices up to $600 per claim

  • Purchase Protection

    Added protection for eligible debit card purchases

  • Extended Warranties

    Extra coverage beyond standard manufacturer warranties

  • ID Theft Protection

    Actively monitors for signs of identity theft

  • Financial Protection

    Up to $25,000 expense reimbursement if you get hit with identity theft

  • Health Discounts

    24/7 Telehealth access; prescription, vision & dental discounts

  • Exclusive Rewards

    Save on shopping, dining, travel & entertainment

  • Credit Monitoring

    Credit score updates, reports and planning tools

Need Help? We’ve Got You.

Have questions about your benefits? Our team is here to walk you through registration or answer any questions.

  • Call Frontwave at 800.736.4500 or the Benefits Service Center at 866.210.0361.
  • Visit any Frontwave branch with a valid photo ID
  • Send a message in Digital Banking by going to Settings > Contact > Send Secure Message.
Disclaimers

2 Additional Benefit Information

The benefit descriptions on this page are summaries only and do not include all terms, conditions, limitations, or exclusions. Certain benefits may require registration or activation. Benefit availability, eligibility requirements, coverage limits, and exclusions vary by benefit. Coverage limits, exclusions, eligibility requirements, and terms apply and may change without notice. Benefits and services are provided through third-party providers.

Please refer to the applicable Guide to Benefits and account disclosures for complete details of coverage and exclusions. Guides to Benefits are available through Frontwave Digital Banking, the Frontwave mobile app, or at elitechecking.frontwavecu.com.

Cell Phone Protection: Your wireless bill must be paid with your Elite Checking account.

Debit Advantage®: Purchases must be made with your Elite Checking account.

Telehealth and health discount services are not insurance.

Insurance products are not insured by the NCUA or any government agency, are not deposits of the Credit Union, and are not guaranteed by Frontwave Credit Union or any affiliated entity.

Download our complete Checking Account Brochure for full details.