Exclusive Savings Included with Elite Plus Checking

Some of the best Elite Plus Checking benefits are easy to overlook until the day they save you money. The next time you're shopping for a vehicle, tapping into your home's equity, or using an out-of-network ATM, you'll be glad they're included.

Plus, your Elite Plus Checking balance earns 0.25% APY, helping your money grow every day.

Auto Loan

Drive Away with a Lower Rate

Buying or refinancing? Save 0.25% on qualifying Auto Loans, plus an additional 0.25% with Auto Pay1.

Mortgage Loan

Put Your Equity to Work for Less

Save 0.125% on qualifying Home Equity Loans and put your home's equity to work at a lower rate.

One Less ATM Fee to Worry About

Using an out-of-network ATM? You won't pay Frontwave a fee2, helping you keep more cash where it belongs.

Life Just Gets Easier with Elite Plus Checking.

Exclusive savings are just one part of everything included with your account3

  • Phone Protection

    Coverage for stolen or damaged devices up to $600 per claim

  • Purchase Protection

    Added protection for eligible debit card purchases

  • Extended Warranties

    Extra coverage beyond standard manufacturer warranties.

  • ID Theft Protection

    Actively monitors for signs of identity theft

  • Financial Protection

    Up to $25,000 in identity theft expense reimbursement

  • Credit Monitoring

    Credit score updates, reports and planning tools4

  • Private WiFi

    Encrypt your connection on public WiFi

  • Health Discounts

    24/7 telehealth plus prescription, vision and dental discounts5

Need Help? We’ve Got You.

Have questions about your benefits? Our team is here to walk you through registration or answer any questions.

  • Call Frontwave at 800.736.4500 or the Benefits Service Center at 866.210.0361.
  • Visit any Frontwave branch with a valid photo ID
  • Send a message in Digital Banking by going to Settings > Contact > Send Secure Message.
Disclaimers

¹Auto Loan Auto Pay Discount: A 0.25% APR discount may be available when automatic loan payments are made from a Frontwave Checking Account. Eligibility requirements and other restrictions apply.

2 Non-Network ATM Fees: Fees charged by ATM owners or network operators may apply when using out-of-network ATMs. For completely fee-free access, use a Frontwave or CO-OP Network ATM. Find one near you with our ATM locator

3 Benefit Eligibility, Registration & Important Information: Benefits are available to personal checking account owners and joint account owners and are subject to the terms, conditions, limitations and exclusions of each benefit. Certain benefits require registration or activation through the benefit provider before use. The descriptions provided are summaries only and do not include all terms, conditions and exclusions of the benefits described. Refer to the Guide to Benefit for complete details of coverage and exclusions. The Guide to Benefit is available through Frontwave Digital Banking, the Frontwave Mobile App, or online at elitechecking.frontwavecu.com. Benefits and services are provided through third-party providers and may change, be replaced or discontinued without notice. Insurance products are not insured by the NCUA or any other government agency, are not deposits of the Credit Union, and are not guaranteed by the Credit Union or any Credit Union affiliate.

Download our complete Checking Account Brochure for full details.

4 Credit Tools: Credit score is a VantageScore® 3.0 based on data from a single credit bureau. Semiannual credit reports are provided through TransUnion. Please refer to the actual Guide to Benefit for complete details. Credit planning tools and simulators are provided for educational purposes only and do not guarantee credit approval or changes in credit scores. Other lenders may use different scoring models to evaluate creditworthiness.

5 Telehealth & Wellness: Telehealth services are available to the primary account holder for Elite Checking. For Elite Plus Checking, coverage extends to the account holder, spouse/domestic partner and eligible dependent children. Please refer to the actual Guide to Benefit for complete details. Telehealth and health discounts are not insurance.

Benefit Eligibility: Benefits are available to personal checking account owners and joint account owners and are subject to the terms and conditions of each benefit program.