Banking
Perks

Included with Elite Plus Checking

Built to Do More.

Some of the best Elite Plus Checking benefits are easy to overlook. Your balance earns dividends daily. And when you’re financing a vehicle, tapping into your home’s equity or using an out-of-network ATM, there are even more ways to save.

Earn More on Your Balance

Your checking account should do more than hold your money.

Earn 0.25% APY on the balance in your Elite Plus Checking account and get more from the money you already use every day.

Get ATM Fees Back

Why pay for convenience?

Use the ATM that's closest to you, not just the one in our network. Elite Plus Checking reimburses eligible out-of-network ATM fees, so you can keep more of your money.1

Drive more. Pay less.

Elite Plus Checking Members receive an exclusive 0.25% rate discount on qualifying Frontwave auto loans. 

Make automatic payments from your Elite Plus Checking account and earn an additional 0.25% discount, for up to 0.50% in combined rate savings!

Put Your Equity to Work

Put your home's value to work while keeping borrowing costs down. 

Elite Plus Checking Members receive an exclusive 0.125% rate discount on qualifying fixed-rate home equity loans, reducing the cost of financing renovations, debt consolidation or life's next big project.

More Than Just Extra Banking Benefits

Your extra banking benefits are just one of several built-in protections included with Elite Plus Checking.2

  • Phone Protection

    Coverage for stolen or damaged devices up to $600 per claim

  • Purchase Protection

    Added protection for eligible debit card purchases

  • Extended Warranties

    Extra coverage beyond standard manufacturer warranties

  • ID Theft Protection

    Actively monitors for signs of identity theft

  • Financial Protection

    Up to $25,000 expense reimbursement if you get hit with identity theft

  • Health Discounts

    24/7 Telehealth access; prescription, vision & dental discounts

  • Exclusive Rewards

    Save on shopping, dining, travel & entertainment

  • Credit Monitoring

    Credit score updates, reports and planning tools

Need Help?
We’ve Got You.

Call Frontwave at 800.736.4500. Our Member Solution Center and branch teams are here to answer your questions about Elite Plus Checking or any of your loan discounts.

Disclaimers

¹ Out-of-network ATM fees charged by the ATM owner or network may still apply. For completely fee-free access, use a Frontwave or CO-OP Network ATM. Find one near you with our ATM locator.

2 Additional Benefit Information

The benefit descriptions on this page are summaries only and do not include all terms, conditions, limitations, or exclusions. Certain benefits may require registration or activation. Benefit availability, eligibility requirements, coverage limits, and exclusions vary by benefit. Coverage limits, exclusions, eligibility requirements, and terms apply and may change without notice. Benefits and services are provided through third-party providers. Terms and conditions apply.

Please refer to the applicable Guide to Benefits and account disclosures for complete details of coverage and exclusions. Guides to Benefits are available through Frontwave Digital Banking, the Frontwave mobile app, or at elitechecking.frontwavecu.com.

Debit Advantage®: Items must be purchased entirely with your Elite Plus Checking account for coverage.

Cell Phone Protection: Your wireless bill must be paid with your Elite Plus Checking account or Frontwave issued credit card.

Telehealth and health discount services are not insurance.

Insurance products are not insured by the NCUA or any government agency, are not deposits of the Credit Union, and are not guaranteed by Frontwave Credit Union or any affiliated entity.

Download our complete Checking Account Brochure for full details.