Banking
Perks

Earn dividends on your balance every day, then save even more with exclusive discounts on qualifying auto and home equity loans.

Built to Do More.

Some of the best Elite Plus Checking benefits are easy to overlook. Your balance earns dividends daily. And when you’re financing a vehicle, tapping into your home’s equity or using an out-of-network ATM, there are even more ways to save.

More Ways to Save

Helping you earn more and keep more.

Dividends
Your money doesn't have to sit still. Eligible balances earn dividends every day, helping your checking account work a little harder. 

ATM Fee Refunds
Convenience shouldn't come with extra fees. Get reimbursed for eligible out-of-network ATM fees and keep more cash in your pocket.

Borrow for Less

Because Some Things Don’t Stay Put

Auto Loan Discount
Enjoy an exclusive discount on qualifying Frontwave auto loans, making your next vehicle more affordable.

Home Equity Discount
Receive an exclusive discount on qualifying Frontwave home equity loans, helping you borrow against your home for less.

More Than Just Extra Banking Benefits

Your extra banking benefits are just one of several built-in protections included with Elite Plus Checking.2

  • Phone Protection

    Coverage for stolen or damaged devices up to $600 per claim

  • Purchase Protection

    Added protection for eligible debit card purchases

  • Extended Warranties

    Extra coverage beyond standard manufacturer warranties.

  • ID Theft Protection

    Actively monitors for signs of identity theft

  • Financial Protection

    Up to $25,000 expense reimbursement if you get hit with identity theft

  • Health Discounts

    24/7 Telehealth access; prescription, vision & dental discounts

  • Exclusive Rewards

    Save on shopping, dining, travel & entertainment

  • Credit Monitoring

    Credit score updates, reports and planning tools

Need Help? We’ve Got You.

Have questions about your benefits? Our team is here to walk you through registration or answer any questions.

  • Call Frontwave at 800.736.4500 or the Benefits Service Center at 866.210.0361.
  • Visit any Frontwave branch with a valid photo ID
  • Send a message in Digital Banking by going to Settings > Contact > Send Secure Message.
Disclaimers

2 Additional Benefit Information

The benefit descriptions on this page are summaries only and do not include all terms, conditions, limitations, or exclusions. Certain benefits may require registration or activation. Benefit availability, eligibility requirements, coverage limits, and exclusions vary by benefit. Coverage limits, exclusions, eligibility requirements, and terms apply and may change without notice. Benefits and services are provided through third-party providers.

Please refer to the applicable Guide to Benefits and account disclosures for complete details of coverage and exclusions. Guides to Benefits are available through Frontwave Digital Banking, the Frontwave mobile app, or at elitechecking.frontwavecu.com.

Telehealth and health discount services are not insurance.

Insurance products are not insured by the NCUA or any government agency, are not deposits of the Credit Union, and are not guaranteed by Frontwave Credit Union or any affiliated entity.

Download our complete Checking Account Brochure for full details.