YOUR EQUITY. YOUR RULES.

Home Equity Line of Credit

Get 2.50% APR1 for 6 months

Flexible Cash, Whenever You Need It

You’ve built equity in your home. Now you can put it to work for you. A Home Equity Line of Credit (HELOC) gives you flexible access to funds when you need them most. Whether you’re tackling high-interest debt, planning a renovation, or preparing for life’s big moments, a HELOC lets you borrow on your terms. 

Unlike a traditional loan, a HELOC works more like a credit card—giving you access to a revolving line of credit based on the equity in your home. Use what you need, when you need it, and only pay interest on the amount you borrow.

Tapping Into Your Equity with Frontwave Gets You:

  • Competitive Rates

    Flexible options to match your goals

  • No Application Fees

    or prepayment penalties

  • Fast Local Processing3

    Underwriting, closing, and funding all handled in-house

  • Real Guidance

    Local experts—not sales scripts

Want to Learn More?

Fill out this simple form. We’ll follow up with info and a free quote.

Talk to a Home Loan Expert Today

We’ll help you choose the right fit, whether you’re tackling a big project, consolidating debt, or covering life’s curveballs. Fill out the form, and we’ll follow up with more information and a no-obligation quote. Questions? Call us at 800.736.4500 x1716. We got you.

Let's Connect

¹ APR=Annual Percentage Rate. Introductory APR is fixed for the first 6 months from account opening. After the introductory period, the APR will convert to a variable rate based on the Wall Street Journal Prime Rate plus a margin determined by creditworthiness and loan parameters. The APR may adjust monthly. Maximum APR is 12.00%.

² Maximum loan-to-value (LTV) is 85% and subject to credit approval and appraised property value. HELOCs are available only on owner-occupied properties in California and North Carolina, including single-family residences, condominiums, and two-unit properties. Manufactured homes and properties under construction are not eligible. Borrower is responsible for property taxes and homeowners insurance.

3 All home loans are processed at our Oceanside, CA, headquarters.

Frontwave Credit Union is an Equal Housing Lender. NMLS #445243

Additional information:
CFPB HELOC Brochure
HELOC Advance Truth in Lending Disclosure