LIMITED-TIME OFFER

Get More
Out of Frontwave

You came to Frontwave for a reason. Stay for everything else. Earn up to $225 while making life a little easier.

Earn $50
Start saving with $100 and get $50 closer to your next goal.1

Earn Another $50
Set up qualifying direct deposit of at least $500 a month.2

It Pays to Bank With Frontwave

You came to Frontwave for a reason. Maybe it was a great savings account, checking account or financial product that simply made more sense. But holding your money is only part of the story. More flexibility. More options. One less thing to think about when bigger purchases and unexpected expenses come along.

And because you're already a Member, we wanted to thank you with a few more ways to get even more from Frontwave.

Add Flexibility to Your Wallet

Earn $75 with a new Frontwave credit card

Enjoy rates as low as 9.50% APR1 and add flexibility for everyday spending, balance transfers and larger purchases while earning a $75 bonus.2

Low rates for qualified borrowers
Competitive rates designed to help you keep more of your money.

Flexibility when you need it
From everyday spending to larger purchases, use your card your way.

Earn $75
A little extra for putting more of your banking with Frontwave.

Create a Little Breathing Room

Earn $75 with a Frontwave personal loan

Cover larger expenses or tackle life's unexpected moments with flexible financing and a $75 bonus.3

Funds for what matters
From home projects to major purchases, borrow with confidence.

Flexible financing
Choose a solution that works with your budget.

Earn $75
A little extra for life's bigger moments.

Finance Your Next Vehicle

Earn $75 with a new or refinanced auto loan

Whether you're buying, refinancing or replacing a vehicle, Frontwave offers competitive rates and local service plus a $75 bonus.4

Competitive rates and local service
Financing from a team that knows your community.

Buy or refinance
New wheels or a lower payment, we've got you covered.

Earn $75
A little extra to help you hit the road.

Disclosures

1 9.50% APR Credit Card Rate: APR = Annual Percentage Rate. Lowest available rate shown for the Frontwave Visa Platinum Credit Card as of June 1, 2026. Actual APR, credit limit and terms are based on creditworthiness and subject to approval. Rates and terms are subject to change without notice.

2 $75 Credit Card Bonus Offer:  Available only to the eligible qualifying Member who received the email establishing this offer and is non-transferable. Membership, qualifying activity and credit approval required. Applications must be submitted by the expiration date identified in the email, and approved accounts must be opened within 30 days of application. Open a qualifying new Frontwave credit card to earn a $75 bonus. Account must remain open and in good standing at the time the bonus is paid. Limit one bonus per Member. Members may qualify for multiple offers listed in the email. Bonus will be deposited into the Member's Frontwave account within 60 days after all qualifications are met and may be reported as interest income on IRS Form 1099-INT. Other restrictions may apply

3 $75 Personal Loan Bonus Offer:  Available only to the eligible qualifying Member who received the email establishing this offer and is non-transferable. Membership, qualifying activity and credit approval required. Applications must be submitted by the expiration date identified in the email, and approved loans must be funded within 30 days of application. Open a qualifying Frontwave personal loan of at least $2,500 to earn a $75 bonus. Loan must remain open and in good standing at the time the bonus is paid. Limit one bonus per Member. Members may qualify for multiple offers listed in the email. Bonus will be deposited into the Member's Frontwave account 60 days after all qualifications are met and may be reported as interest income on IRS Form 1099-INT. Other restrictions may apply.

4 $75 Auto Loan Bonus Offer:  Available only to the eligible qualifying Member who received the email establishing this offer and is non-transferable. Membership, qualifying activity and credit approval required. Applications must be submitted by the expiration date identified in the email, and approved loans must be funded within 30 days of application. Obtain a qualifying new or refinanced auto loan to earn a $75 bonus. Eligible purchase loans must be at least $20,000 and secured by a model year 2018 or newer vehicle. Eligible refinance loans must have a minimum amount financed of $15,000, be secured by a model year 2018 or newer vehicle and refinance a loan currently held outside of Frontwave. Existing Frontwave auto loans are not eligible. Loan must remain open and in good standing at the time the bonus is paid. Limit one bonus per Member. Members may qualify for multiple offers listed in the email. Bonus will be deposited into the Member's Frontwave account within 60 days after all qualifications are met and may be reported as interest income on IRS Form 1099-INT. Other restrictions may apply.