LIMITED-TIME OFFER

Get More
Out of Frontwave

You came to Frontwave for a reason. Stay for everything else. Earn up to $225 while making life a little easier.

Exclusive Member Offers
Special rewards for being a Frontwave Member.

Three Ways to Save
Choose one offer or take advantage of all three.

It Pays to Bank With Frontwave

You came to Frontwave for a reason. Maybe it was a great savings account, checking account or financial product that simply made more sense. But holding your money is only part of the story. More flexibility. More options. One less thing to think about when bigger purchases and unexpected expenses come along.

And because you're already a Member, we wanted to thank you with a few more ways to get even more from Frontwave.

Add flexibility to your wallet

Earn $75 with a new Frontwave credit card

Enjoy rates as low as 9.50% APR1 and add flexibility for everyday spending, balance transfers and larger purchases while earning a $75 bonus.2

Low rates for qualified borrowers
Competitive rates designed to help you keep more of your money.

Flexibility when you need it
From everyday spending to larger purchases, use your card your way.

Earn $75
A little extra for putting more of your banking with Frontwave.

Create a little breathing room

Earn $75 with a Frontwave personal loan

Cover larger expenses or tackle life's unexpected moments with flexible financing and a $75 bonus.3

Funds for what matters
From home projects to major purchases, borrow with confidence.

Flexible financing
Choose a solution that works with your budget.

Earn $75
A little extra for life's bigger moments.

Finance your next vehicle

Earn $75 with a new or refinanced auto loan

Whether you're buying, refinancing or replacing a vehicle, Frontwave offers competitive rates and local service plus a $75 bonus.4

Competitive rates and local service
Financing from a team that knows your community.

Buy or refinance
New wheels or a lower payment, we've got you covered.

Earn $75
A little extra to help you hit the road.

Disclosures

1 9.50% APR Credit Card Rate: APR = Annual Percentage Rate. Lowest available rate shown for the Frontwave Visa Platinum Credit Card as of June 1, 2026. Actual APR, credit limit and terms are based on creditworthiness and subject to approval. Rates and terms are subject to change without notice.

2 $75 Credit Card Bonus Offer:  Apply for a Frontwave credit card by the expiration date identified in the email associated with this offer. Credit card must be activated and used with in 30 days of approval. 

3 $75 Personal Loan Bonus Offer:  Apply for a qualifying new Frontwave personal loan of at least $2,500 by the expiration date identified in the email associated with this offer. Approved loans must be funded within 60 days of application.

4 $75 Auto Loan Bonus Offer:  Apply for a qualifying new or refinanced Frontwave auto loan by the expiration date identified in the email associated with this offer. Approved loans must be funded within 60 days of application. Eligible purchase loans must be at least $15,000 and secured by a model year 2010 or newer vehicle. Eligible refinance loans must have a minimum amount financed of $15,000, be secured by a model year 2018 or newer vehicle, and refinance a loan currently held outside of Frontwave. Existing Frontwave auto loans are not eligible.

General Terms: Available only to eligible qualifying Members who received the email associated with the applicable offer. Offers are non-transferable. Membership and qualifying activity required. Credit approval is required where applicable. An active Frontwave Savings Account is required to receive any incentive, as bonuses can only be deposited into an interest-bearing savings account. Applications must be submitted by the expiration date identified in the email associated with the applicable offer, where applicable. Qualifying accounts and loans must remain open and in good standing at the time bonuses are paid. Limit one bonus per offer per Member. Eligible Members may earn multiple bonuses by satisfying the requirements of each applicable offer. Bonuses will be deposited into the Member's savings account within 90 days after all qualifying requirements have been met. Bonuses may be reported as interest income and recipients may receive IRS Form 1099-INT. Other restrictions may apply.