Congratulations on earning the title Marine. Your dedication, hard work and commitment have led you to this remarkable achievement, and everyone at Frontwave Credit Union is incredibly proud to celebrate this moment with you. To support you as you begin your financial journey, we’re offering you a special opportunity to apply for our Visa® Classic credit card with a $2,000 credit limit.
Important Disclosures
APR (Annual Percentage Rate): The fixed APR for purchases, balance transfers and cash advances under this offer is 18.00%. For example, on a $2,000 balance at an 18.00% APR, the estimated monthly payment would be approximately $73 over a 3-year period.
Additional Terms:
- Additional Terms: Minimum Interest Charge: $0.50
- Annual Fee: None
- Foreign Transaction Fee: 1% of each transaction in U.S. dollars
- Cash Advance Fee: 2% of the amount of each cash advance or a minimum of $5.00
- Balance Transfer Fee: 3% of each transfer or a $5.00 minimum, whichever is greater
- Late Payment Fee: Up to $10.00 if the payment is more than 10 days late
- Returned Payment Fee: Up to $29.00 if your payment is returned for any reason
- Minimum Payment Requirement: 2% of your total New Balance or $20.00 (whichever is greater), plus any past due amounts and any amount exceeding the credit limit. If the balance is below $20.00, it is due in full
Military Lending Act (MLA) Notice:
For active-duty members and their dependents, this loan's Military Annual Percentage Rate (MAPR) will not exceed 36%. This includes fees for credit insurance, debt protection and application or participation fees. To receive this notice verbally, please call 800.736.4500.
Please review our Truth in Lending Act (TILA) disclosures for full details on rates, fees, and other terms.
Credit Card Tips: For more information on factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau at consumerfinance.gov/learnmore.