More money for more memories in the making.

With people you trust. Because we got your back.


Get $200* when you open a Frontwave Checking and Savings account.

Enjoy exclusive access to special member offers –PLUS–

  • Free Visa® debit card
  • Free Online Banking tools
  • Free Mobile Banking app
  • Free Mobile Check Deposit
  • Free eStatements
  • No monthly service fees
  • No overdraft fee if your account is overdrawn by less than $20***

Looking for a little more change in your pocket?
We’ll throw in another $50** when you open a loan, too.

It’s easy – just enter promo code NEW200 when you get started today!  Or, if you prefer to phone a friend, just give us a buzz or swing by a branch and we’ll get you taken care of. It’s what we do.

*To receive $200 checking bonus, members must meet the following requirements: 1) Open a new Frontwave Primary Checking account with a VISA debit card and Savings account; 2) Deposit a minimum of $100 into Checking and deposit a minimum of $5 into Savings at account opening; 3) Sign up for eStatements within the first 60 days of account opening; 4) Conduct a minimum of 30 VISA debit card transactions within the first 60 days of account opening; and 5) Have one or more direct deposit(s) totaling a minimum of $1,000 made into new Savings or Checking account within 60 days of account opening. Direct deposit(s) must be an electronic deposit of a paycheck, pension or government benefits (i.e. Social Security) from your employer or government. After all requirements are met, the $200 checking bonus will be deposited into the Savings account as a dividend adjustment within 120 days of account opening.

**To receive $50 loan bonus, members must meet all requirements above and fund a loan within 60 days of Checking and Savings account opening. After funding, the $50 loan bonus will be deposited into the Savings account as a dividend adjustment within 120 days of account opening. All bonuses are subject to tax reporting. Offer valid for accounts opened between 2/1/24 and 6/30/24. Limit one $200 checking bonus and one $50 loan bonus per unique Social Security Number per 12-month period. Bonuses are not available to existing members with a Frontwave Checking and/or Savings account, nor to Frontwave employees. Offer not available to those with fiduciary accounts or those whose accounts have been closed within 90 days with a negative balance. Limited time offer; program subject to change without notice. Membership and credit subject to approval. Serving everyone in San Bernardino, San Diego, or Riverside counties. Cannot be combined with any other offer. Restrictions may apply.

***If the account has a single or aggregate dollar amount of overdrafts totaling more than $20.00 in one business day, they will be charged a fee in accordance with Frontwave’s current Schedule of Fees and Charges, for each occurrence up to a maximum of five (5) per day. If Frontwave declines to pay an overdraft, the check/ACH will be returned and will also be subject to standard Non-Sufficient Fund fees in accordance with Frontwave’s Schedule of Fees and Charges for any item not paid.