NEW FRONTWAVE PRODUCT

Bigger Balances.
Better Earnings.

Keep larger balances earning with tiered rates up to 3.00% APY and flexible access to your cash.*

A smarter place for larger balances.

The Frontwave Premier Money Market is designed for larger balances that should stay ready, not sit still. Whether you’re holding business reserves, liquidity from a major transaction, or cash for what comes next, this account keeps your money accessible and working harder.

Liquidity with more upside

Keep larger balances earning while maintaining access to your cash.

1.50% APY* on $100,000+
 A stronger return for larger balances.

3.00% APY* on $1M+
Higher-tier earnings as balances grow.

No fixed term
 Access funds without long-term commitments.

Designed for flexibility
Built for balances that need to stay ready.

 

 

Not all cash should sit still

Some balances are sitting around waiting for what comes next.

Between major moves
 Home sale proceeds, business reserves or large purchases.

Holding funds temporarily
 A place for cash while decisions come together.

Built for transitional money
 For balances that may not stay parked forever.

Long-term cash reserves
 Larger balances that still need room to move.

Premier Money Market & Money Market IRA Rates*

Effective Date: June 1, 2026
Balance Needed to Earn Dividends
Dividend Rate
Annual Percentage Yield
$0 to $99,999 0.250% 0.25%
$100,000 to $249,999 1.490% 1.50%
$250,000 to $499,999 1.982% 2.00%
$500,000 to $999,999 2.472% 2.50%
$1,000,000 and above 2.960% 3.00%
Disclaimers

* APY = Annual Percentage Yield. Minimum opening deposit of $10,000 required for Premier Money Market Accounts. Funds may be withdrawn at any time without penalty, except loss of dividends if the account is closed before dividends are paid. Fees may reduce earnings. Premier Money Market IRAs are subject to IRS rules, including contribution limits and potential tax penalties. Consult a tax advisor.