APR = Annual Percentage Rate. The promotional 0.99% APR is valid on purchases made through January 19, 2025. After this date, the APR will revert to the standard variable APR, currently at 17.74% APR. Members have until January 19, 2026, to pay off these purchases at the promotional rate. After this date, the APR on any remaining balance will revert to the standard variable APR, currently at 17.74% APR. Offer valid only on accounts opened by December 31, 2024. Subject to final credit approval. Cash advances and balance transfers are excluded from the promotion and are subject to the standard APR. Fees may apply. Restrictions apply. See the Cardholder Agreement for complete details.
Important Credit Card Disclosures
You can choose to stop receiving “prescreened” offers of credit from this or other companies by calling toll-free 888-5-OPT-OUT (888-567-8688). See the PRESCREEN OPT-OUT NOTICE below for more information about prescreened offers.
PRESCREEN AND OPT-OUT NOTICE: The consumer received the offer of credit or insurance because the consumer satisfied the criteria for credit worthiness under which the consumer was selected for the offer. If applicable, the credit may not be extended if, after the consumer responds to the offer, the consumer does not meet the criteria used to select the consumer for the offer or any applicable criteria bearing on credit worthiness or does not furnish any required collateral. You have the right to prohibit information contained in your credit file with any credit reporting agency from being used in connection with any credit transactions that you did not initiate. To exercise this right, please call Experian Opt-Out at 1-888-5OPTOUT (1-888-567-8688), or write to Experian, P.O. Box 919, Allen, TX 75013.