Care That’s Always Within Reach.

Frontwave Elite Checking includes convenient access to care and valuable savings on common health expenses. Connect with a doctor from home, find support for your mental health, and pay less for prescriptions, dental care and vision services.

Because taking care of yourself shouldn’t mean putting everything else on hold.

Telehealth

Care on Your Schedule

Connect with licensed healthcare professionals without leaving home. Get urgent care or speak with a licensed therapist or counselor when you need support.

Care Around the Clock
Connect with board-certified doctors 24/7 for urgent care with a $0 copay.

Support for Your Mental Well-Being
Licensed therapists and counselors are hear to help.

Skip the Waiting Room
Get care for common illnesses and minor injuries without leaving home.

This is not insurance. No-cost registration is required. Available to primary and joint accountholders.

Health Discount Card

Everyday Care for Less

Save on common healthcare expenses at participating providers and retailers. Use your Health Discount Card to make prescriptions, dental care and vision services more affordable.

Prescription Savings
Save up to 30% on average for brand-name and generic drugs. 

Vision Savings
Save 10% to 60% on vision care, including eye exams, eyewear and LASIK.

Dental Savings
Save 10% to 50% on dental services and expenses.

These discounts are not insurance. 

How do I get care?

In Digital Banking, go to Manage Account > Elite Checking and then navigate to Health > View Benefit Details > Access Benefit to register for free and schedule care.

How do I get my Health Discount Card?

In Digital Banking, go to Manage Account > Elite Checking and then navigate to Health > View Card to view and print your card.

Questions about your coverage?

Review the Benefit Description and Plan Details for complete coverage details and exclusions. If you need help, call 1.866.210.0361.

More Than Just Telehealth & Savings

These Health & Wellness benefits are one of several built-in protections included with Elite Checking.*

  • Cell Phone Protection

    Covers stolen or damaged devices up to $400 per claim

  • Purchase Protection

    Added protection for eligible debit card purchases

  • Extended Warranties

    Extra coverage beyond standard manufacturer warranties

  • ID Theft Protection

    Actively monitors for signs of identity theft

  • Financial Protection

    Up to $10,000 expense reimbursement if you get hit with identity theft

  • Private WiFi

    Encrypt your connection on public WiFi

  • Health Discounts

    24/7 Telehealth access; prescription, vision & dental discounts

  • Credit Monitoring

    Credit score updates, reports and planning tools4

Need Help? We’ve Got You.

Have questions about your benefits? Our team is here to walk you through registration or answer any questions.

  • Call Frontwave at 800.736.4500 or the Benefits Service Center at 866.210.0361.
  • Visit any Frontwave branch with a valid photo ID
  • Send a message in Digital Banking by going to Settings > Contact > Send Secure Message.
Disclaimers

* Additional Benefit Information

The benefit descriptions on this page are summaries only and do not include all terms, conditions, limitations, or exclusions. Certain benefits may require registration or activation. Benefit availability, eligibility requirements, coverage limits, and exclusions vary by benefit. Coverage limits, exclusions, eligibility requirements, and terms apply and may change without notice. Benefits and services are provided through third-party providers.

Please refer to the applicable Guide to Benefits and account disclosures for complete details of coverage and exclusions. Guides to Benefits are available through Frontwave Digital Banking, the Frontwave mobile app, or at elitechecking.frontwavecu.com.

Cell Phone Protection: Your wireless bill must be paid with your Elite Checking account.

Debit Advantage®: Purchases must be made with your Elite Checking account.

Telehealth and health discount services are not insurance.

Insurance products are not insured by the NCUA or any government agency, are not deposits of the Credit Union, and are not guaranteed by Frontwave Credit Union or any affiliated entity.

Download our complete Checking Account Brochure for full details.