When drops, cracks or theft put your phone out of commission, get reimbursed for eligible repair or replacement costs.
One Less Unexpected Expense.
A cracked screen or stolen phone can be an expensive surprise. That's why Phone Protection is included with Elite Checking, helping reimburse eligible repair or replacement costs when the unexpected happens.
Eligible claims are covered up to $400 per claim with just a $50 deductible.1 Better yet, you can choose where to have your phone repaired.
The best part? Phone Protection is already included with Elite Checking. There's no separate plan to purchase, no extra monthly premium and no additional enrollment.
Simply pay your wireless bill with your Elite Checking account to activate your coverage.
Because life happens
For drops, cracks and other mishaps
Phone Protection helps reimburse eligible repair or replacement costs when the unexpected happens.
There's no separate protection plan to buy or monthly premium to pay. Simply pay your phone bill with your Elite Checking account to activate your coverage.
Eligible claims are covered up to $400 per claim with just a $50 deductible. Better yet, you can choose where to have your phone repaired
Your screen met concrete and concrete won? Covered.
Dropped it in the toilet? Covered.
Your dog thought it was a chew toy? Covered.
Someone stole it? Covered.
Aliens stole it? We're definitely going to want to hear that story.
Because staying connected shouldn't come with an unexpected price tag.
It can save you hundreds
An accident doesn't have to be expensive
More than half of smartphone owners will crack their screen at least once. When it happens, repairs can cost anywhere from $70 to $400.
With a $50 deductible, eligible claims can save you anywhere from $20 to $350 on a single repair.
If your repair costs...
You pay
You could save2
$70
$50
$20
$150
$50
$100
$250
$50
$200
$400
$50
$350
It's one of those benefits you hope you never need. But if you do, you'll be glad it's already there.
How do I activate coverage?
Pay your monthly wireless bill with your Frontwave Elite Checking account. No separate registration is required.
How do I file a claim?
Call 1.866.210.0361 or find Cell Phone Protection within your Elite Checking benefits in Digital Banking.
Questions about your coverage?
Review the Guide to Benefit for complete coverage details and exclusions, or call 1.866.210.0361 for help.
Your Frontwave Elite Checking account includes built-in protection for some of the things you buy every day. From covered theft and accidental damage shortly after purchase to extended warranty coverage on qualifying items, Debit Advantage® helps your purchases keep working long after checkout.
Send a message in Digital Banking by going to Settings > Contact > Send Secure Message.
Disclaimers
¹ Phone Protection Information
Phone Protection reimburses eligible repair or replacement costs for covered damage or theft of eligible cell phones when you pay your monthly wireless bill with your eligible Elite Checking account. Coverage is subject to the terms, conditions, limitations and exclusions in the Guide to Benefit. A $50 deductible applies per approved claim. Benefits are limited to $400 per claim, up to two approved claims and $800 total per 12-month period. Theft claims require a police report filed within 48 hours of the incident.
To file a claim, ask questions about your coverage or review the Guide to Benefit, access your Phone Protection benefit through digital banking or call the Benefits Service Center at 866.210.0361.
2Example shown for illustrative purposes only. Actual savings depend on the cost of the eligible repair or replacement and are subject to the $50 deductible, benefit limits, and the terms, conditions and exclusions of the program.
3Additional Benefit Information
The benefit descriptions on this page are summaries only and do not include all terms, conditions, limitations, or exclusions. Certain benefits may require registration or activation. Benefit availability, eligibility requirements, coverage limits, and exclusions vary by benefit. Coverage limits, exclusions, eligibility requirements, and terms apply and may change without notice. Benefits and services are provided through third-party providers.
Please refer to the applicable Guide to Benefits and account disclosures for complete details of coverage and exclusions. Guides to Benefits are available through Frontwave Digital Banking, the Frontwave mobile app, or at elitechecking.frontwavecu.com.
Telehealth and health discount services are not insurance.
Insurance products are not insured by the NCUA or any government agency, are not deposits of the Credit Union, and are not guaranteed by Frontwave Credit Union or any affiliated entity.
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