Access your equity without refinancing. Get 4.25% intro APR¹ for 12 months.
You’ve Got Money in Your Home. Use It.
Your equity could help you knock down higher-rate debt, finally tackle that remodel or handle a major expense without draining your savings. And with a low introductory rate for a full year, now’s a great time to put it to work.
You don’t have to have everything figured out before you start. Our local Home Loan Consultants can help you understand your options, decide what makes sense and make getting started easier. You bring the plans. We’ll help with the how.
More Reasons to Choose Frontwave
Keep More of Your Money No application fees or prepayment penalties.
Keep Your Mortgage Tap your equity without refinancing your first mortgage.2
Get to "Yes" faster Local, in-house processing3 helps speed things along.
Real Help. No Runaround. Get straight answers from local experts.
Still have questions?
Tell us what you have in mind. A Home Loan Consultant can answer your questions and help you explore your options.
¹ APR=Annual Percentage Rate. Introductory APR is fixed for the first 12 months from account opening. After the introductory period, the APR will convert to a variable rate based on the Wall Street Journal Prime Rate plus a margin determined by creditworthiness and loan parameters. The APR may adjust monthly. Maximum APR is 12.00%.
² Maximum loan-to-value (LTV) is 85% and subject to credit approval and appraised property value. HELOCs are available only on owner-occupied properties in California and North Carolina, including single-family residences, condominiums, and two-unit properties. Manufactured homes and properties under construction are not eligible. Borrower is responsible for property taxes and homeowners insurance.
3 All home loans are processed at our Oceanside, CA, headquarters.
Frontwave Credit Union is an Equal Housing Lender. NMLS #445243
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