Friends help friends.

Score $100* When You Refer a Friend!


We love our Members, and now it's your turn to spread the love! For every friend, family member, or coworker you refer to open a Free Checking and Savings Account, we’ll drop $100 into your account. No limits. No kidding!

Here’s what they’ll score:

  • No Fees, No Fuss: No monthly fees or balance requirements—more money in their pocket, no strings attached.
  • Stay Connected: Free Online & Mobile Banking, Mobile Check Deposit, and eStatements for banking on the go.
  • Effortless Payments: Free Visa® debit card and Bill Pay make spending and paying bills a breeze.
  • Peace of Mind: Courtesy Pay’s got their back—no fees if their balance dips under $20.**
  • Access Everywhere: 30,000+ fee-free CO-OP ATMs nationwide for cash wherever, whenever.

 

Just tell your crew to mention your name when they open their account online, over the phone or in-branch. It’s that easy. So, what are you waiting for? Start sharing the Frontwave love and watch the money roll in!

Get Started

*To receive the $100 referral reward, the referring member must have an existing Frontwave account in good standing. The referral reward will be deposited into the referrer’s account once the new member opens a Checking and Savings account on the same day. Rewards subject to tax reporting. Offers valid for new deposit accounts, loans, and referral accounts opened between 2/1/24 and 12/31/24. Reward not available to Frontwave employees. Limited time offer: program subject to change without notice. Membership and credit subject to credit approval. Other restrictions may apply, see the website for more details.

**If the account has a single or aggregate dollar amount of overdrafts totaling more than $20.00 in one business day, they will be charged a fee in accordance with Frontwave’s current Schedule of Fees and Charges, for each occurrence up to a maximum of five (5) per day. If Frontwave declines to pay an overdraft, the check/ACH will be returned and will also be subject to standard Non-Sufficient Fund fees in accordance with Frontwave’s Schedule of Fees and Charges for any item not paid.