Teach Money Smarts. Without the Eye Rolls

Your teen is growing up fast. Help them grow their financial independence, too. Designed for ages 13-17, Frontwave Teen Checking and Savings makes managing money easy, stress-free, and fee-free. With smart tools to spend, save, and build confidence. Plus, parental controls to keep everyone happy (ish). This isn’t just a bank account. It’s their first step toward financial freedom.

Teen Checking: Independence Starts Here

Give your teen the freedom to manage their money. While you stay in the loop.

• No fees, no minimum balance: More learning, less worrying.
• Free Visa® debit card: Safe, secure spending with built-in fraud protection.
• 24/7 Online & Mobile Banking: Because teens are always on their phones anyway.
• Parental controls: Set limits, monitor transactions, and teach smart money habits.

Teen Savings: The Future Starts Now

Big goals start small. Help your teen build smart money habits that last.

• No fees, no hassle: Every dollar goes toward their future.
• Start with just $5: Easy to open, easy to save.
• Competitive rates: Watch their savings add up.
• Full access anytime, anywhere: Because financial freedom shouldn’t wait.

More Than a Bank Account. It’s a Life Skill

We don’t just do banking. We build financial confidence. As a member-owned credit union, we reinvest in people, not shareholders. Your teen isn’t just saving money—they’re learning how to manage it, control it, and make it work for them.

Get Started Today

Visit a branch to open a Frontwave Teen Checking or Savings Account. Make your appointment today.