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New & Used Auto Loans

New & Used Auto Loans

Drive the Car You Want—On Your Terms

That first turn of the key. The open road. The confidence of driving something reliable and truly yours. Whether you're after a brand-new ride or a dependable pre-owned car, we’ll help you make it happen—on your terms.

Why Frontwave? Because Your Money Should Work for You

  • No payments for up to 90 days*: Hit the road now, pay later
  • Up to 125% financing: Cover the car, taxes and even extras
  • Flexible terms: Choose a payment that fits your lifestyle
  • Fast pre-approval: Shop with confidence, knowing your budget
  • No hidden fees: Transparent financing, built around you

New Auto Loans (2023 & Newer)—That New Car Feeling

  • Up to 125% financing: Roll in taxes, fees and add-ons
  • Terms from 36 to 96 months: Pick the plan that works for you
  • Pre-approval: Negotiate like a cash buyer
  • No payments for up to 90 days: Buy now, pay later

Used Auto Loans (2017-2022)—More Car for Your Money

  • Up to 120% financing: Extra funds for fees, warranties and more
  • Terms from 36 to 84 months: Flexibility to keep payments manageable
  • Lender that works for you: Get a better deal than the dealership
  • No payments for up to 90 days: Drive now, pay when you're ready

Older Used Auto Loans (2009-2016)—Budget-Friendly, Built to Last

  • Up to 100% financing: Get the car you need, no out-of-pocket cost
  • Terms from 36 to 48 months: Shorter loans for a smart buy
  • Reliable financing: A lender that backs you, not the dealership
  • No payments for up to 90 days: More time, less stress

Your Car, Your Terms—Let’s Make It Happen

Lock in your rate and hit the road: Apply online, call 800.736.4500, swing by a branch or make an appointment today.

*Available only for qualified borrowers. Finance charges begin to accrue immediately and are repaid over the life of the auto loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. Restrictions apply.
Auto Loans

Low rates, 90 days no payments**

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