Drive the Car You Want—On Your Terms
That first turn of the key. The open road. The confidence of driving something reliable and truly yours. Whether you're after a brand-new ride or a dependable pre-owned car, we’ll help you make it happen—on your terms.
Why Frontwave? Because Your Money Should Work for You
- No payments for up to 90 days*: Hit the road now, pay later
- Up to 125% financing: Cover the car, taxes and even extras
- Flexible terms: Choose a payment that fits your lifestyle
- Fast pre-approval: Shop with confidence, knowing your budget
- No hidden fees: Transparent financing, built around you
New Auto Loans (2023 & Newer)—That New Car Feeling
- Up to 125% financing: Roll in taxes, fees and add-ons
- Terms from 36 to 96 months: Pick the plan that works for you
- Pre-approval: Negotiate like a cash buyer
- No payments for up to 90 days: Buy now, pay later
Used Auto Loans (2017-2022)—More Car for Your Money
- Up to 120% financing: Extra funds for fees, warranties and more
- Terms from 36 to 84 months: Flexibility to keep payments manageable
- Lender that works for you: Get a better deal than the dealership
- No payments for up to 90 days: Drive now, pay when you're ready
Older Used Auto Loans (2009-2016)—Budget-Friendly, Built to Last
- Up to 100% financing: Get the car you need, no out-of-pocket cost
- Terms from 36 to 48 months: Shorter loans for a smart buy
- Reliable financing: A lender that backs you, not the dealership
- No payments for up to 90 days: More time, less stress
Your Car, Your Terms—Let’s Make It Happen
Lock in your rate and hit the road: Apply online, call 800.736.4500, swing by a branch or make an appointment today.
Car loans are better than others I've seen & so far there are no hidden fees.
— Sarah B. Vista, CA