Make a Loan Payment
Making Payments Just Got Easier
Paying your loan shouldn’t feel like a chore. Whether you want to set it and forget it with auto pay, make a one-time online payment or use a debit card for a last-minute payment, we’ve got options to fit your life. No hassle, no waiting, no stress.
Ways to Pay
Online Banking: Fast, Free, Done
- Pay from a Frontwave account: Log in and transfer funds instantly
- Pay from another bank: Set up an external transfer with ease
- Schedule recurring payments: Never miss a due date
Other Payment Options
Looking for a hassle-free way to pay your loan? Choose the option that works best for you.
- Payroll Deduction: Have payments sent straight to your loan from your paycheck
- Mail Your Payment: Send a check or money order (no cash) to:
Frontwave Credit Union
Attn: Loan Payment Processing
1278 Rocky Point Dr, Oceanside, CA 92056
- Pay at a Shared Branch: Visit one of 5,000+ credit unions nationwide
Skip-a-Pay: Take a Break When You Need It*
Life happens. Whether you're facing unexpected expenses or just need a little extra breathing room, Frontwave’s Skip-a-Pay program lets you skip one loan payment per year—giving you more flexibility when you need it most.
How to Skip a Payment
Skipping a payment is quick and easy:
- Log in to your Online or Mobile Banking account.
- Select"Manage Accounts" from the menu.
- Choose"Skip-a-Pay" and follow the prompts.
Eligibility Requirements
- Skip one loan payment per year if you qualify
- Eligible loans: Auto, RV, motorcycle and personal loans
- Must have an open deposit account with Frontwave
- Loan must be in good standing (no delinquencies in the past 12 months)
Need help? Call 800.736.4500 or visit a branch.
EZ Pay: Fast, Same-Day Payments
Need to make a payment right now? EZ Pay lets you make quick, same-day payments using a debit card—perfect when you're on a deadline and need your payment to go through ASAP.
How to Use EZ Pay
- Log in to your Online Banking account.
- Go to"Transfers" or "Make a Payment."
- Select"EZ Pay" and follow the prompts to complete your payment.
What You Need to Know
- $10 fee per payment
- $1,500 limit per transaction, per loan, per day
- Eligible for: Auto loans, home equity loans, personal loans, credit cards and credit lines
- Mortgage payments not supported (except for Home Equity loans)
Have More Questions About EZ Pay?
Get the details you need. Check out our EZ Pay FAQs below for answers to common questions.
Trouble Registering for EZ Pay?
If you're having trouble completing your EZ Pay registration, it’s likely due to an incorrect answer or formatting issue.
- Check your date format: If the system requires MM/DD/YYYY, entering M-D-YYYY will cause an error.
- Use the correct characters: If slashes (/) are required, dashes (-) will not work.
Double-check your entries and try again. If you still need help, contact us for assistance.
Trouble Logging In? We've Got You Covered
Forgot Your User ID?
You'll need to re-register and choose a new username. Follow the prompts on the login page to get started.
Forgot Your Password?
Resetting your password is quick and easy:
- Click “Problems Logging In” on the login page
- Follow the steps to verify your identity
- Create a new password and log in
If you still need help, contact us for assistance.
* Skipping a payment may result in additional interest charges and an extended loan maturity date. When payments resume, we will first apply your payment to accrued interest before reducing your principal balance. This may increase the total interest paid over the life of the loan and extend the maturity date beyond the skipped period. Eligibility requires good standing and at least three consecutive payments. Program terms are subject to approval, change or cancellation at any time.
Every time I call, I always receive outstanding assistance no matter the issue.
— Scott S., DURANTE, OK
