Loan Rates

We'll lend you a hand without charging an arm and a leg.

For auto loans, mortgage and every other type loan, Frontwave Credit Union delivers. We take a no-nonsense approach that keeps our rates competitively low, to help you reach new heights.


Rates Effective May 16, 2022

Please call for the most current information. All rates, terms and conditions may change without notice.

Personal Loans

APR1 as low as
Signature Loans 8.99%
Line of Credit (overdraft protection) 10.00%
Ready Cash2 - Line of Credit up to $500 18.00%

1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request. 
2 Ready Cash is available for active duty military personnel only.

VISA®

APR 1 As Low As
Visa Platinum 9.50%
Visa 13.00%
Share Secured Visa2 14.90%
Visa Signature Rewards3 13.24%

1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request. 
2 No minimum credit score required Consumer Loans 
3 Variable rate subject to change 

 

Auto Loans

APR1as low as Terms Model Years
Up to 125% financing 1.99% Up to 60 months 2013 or newer
Up to 125% financing 2.99% Up to 72 months 2013 or newer
Up to 125% financing 3.99% Up to 843 months 2013 or newer
Up to 125% financing 4.74% Up to 962 months 2018 or newer
Up to 125% financing 3.24% Up to 48 months 2008 – 2012
Up to 125% financing 3.49% Up to 60 months 2008 – 2012

1 APR = Annual Percentage Rate. Rate includes a .25% discount for automatic loan payments from a Frontwave Checking Account. All loan rates and conditions may change without notice. Example of actual terms available upon request.
2 On balances of $35,000 or more
3 On balances of $25,000 or more
Auto Loans/2013 or Newer Sample Payment: at 1.99% APR for 60-months, payment will be $175.40.

Motorcycle Loans

APR1 as Low As Terms Model Years
Up to 120% financing 4.50% Up to 48 months 2020 or newer
Up to 120% financing 4.74% Up to 60 months 2020 or newer
Up to 120% financing 5.24% Up to 72 months 2020 or newer
Up to 120% financing 6.74% Up to 48 months 2014 – 2019
Up to 120% financing 7.24% Up to 60 months 2014 – 2019

1 APR = Annual Percentage Rate. Rate includes a .25% discount for automatic loan payments from a Frontwave Checking Account. All loan rates and conditions may change without notice. Example of actual terms available upon request.
Motorcycle Loans/2020 or Newer Sample Payment: at 4.50% for 48-months, payment will be $22.80 per $1,000.00 financed. 

Recreational Sport Vehicles

APR1 as Low As Model Years
Up to 100% financing 10.75% 2020 or newer

1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request.
Recreational Vehicle/2020 or Newer Loan Sample Payment: at 7.75% for 60-months, payment will be $20.23 per $1,000.00 financed.

Recreational Vehicles

APR1 as Low As Model Years
Up to 100% financing 7.75% 2020 or newer
Up to 100% financing 8.25% 2014 – 2019

1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request.
Recreational Vehicle/2020 or Newer Loan Sample Payment: at 7.75% for 60-months, payment will be $20.23 per $1,000.00 financed.

Solar Loans

Minimum Loan Amount Maximum Loan Amount APR1 as Low As Terms
$5,000.00 $75,000.00 3.49% 96 months
$7,500.00 $75,000.00 3.99% 120 months
$10,000.00 $75,000.00 4.49% 180 months
$15,000.00 $75,000.00 4.99% 240 months
1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request.
Purchase | Refi 1st Time Home Buyer | VA

Mortgages for real life.

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