Gary Greving was appointed Chairman of the Board of Directors in 2025. A dedicated board member since 2009, he previously served as Secretary and Treasurer, and has contributed to numerous committees, including the Budget Committee, CEO Compensation Committee, Pension and Personnel Committee, and served as Inspector of Election.

A Veteran of the United States Marine Corps, Mr. Greving holds a Bachelors Degree with an emphasis in Finance from CSUSM, and a Masters Degree in Accountancy from SDSU. He holds numerous certifications, including a Project Management Professional (PMP) from the Project Management Institute, and the Volunteer Achievement Program from the Credit Union National Association.

Mr. Greving is currently employed as a Pricing Director for a global provider of information technology services and solutions to Government clients. He has over thirty years of experience managing people and projects around the world.

An active member of the San Marcos community in which he resides with his wife and two children, Mr. Greving volunteers as President, Board of Directors for his HOA, is on the Board of Directors for the San Marcos Community Foundation, is an active member of San Marcos Community Emergency Response Team, and is a soccer / baseball Dad on the weekends.

Brian Sutton currently serves as Vice Chairman of Frontwave Credit Union's Board of Directors. He has proudly represented the interests of the Credit Union's members on the Board for more than a decade, having first joined as an Associate Director in 2015 before being elected as a full Board Director in 2017. Mr. Sutton has served on the Executive Committee since 2020, first as Board Vice Chairman (2020-2022), then as Board Chairman (2022-2025), and again as Board Vice Chairman today.

Mr. Sutton earned a Master of Business Administration from the University of Southern California and a Bachelor of Business Administration from Baylor University. He also holds a number of internationally recognized technical, operational, and project management certifications.

Professionally, Mr. Sutton serves as an Operations and Program Consultant for a global provider of healthcare information technology software and services. He brings extensive experience developing, planning, and delivering secure, mission-critical solutions for fast-growing organizations in both the public and private sectors.

Mr. Sutton is committed to applying his governance and strategic expertise to advance Frontwave's mission of helping its members achieve their financial dreams.

Michael Brigagliano has been a member of the Frontwave Credit Union Board of Directors since 2014. After rising from Associate Director to full Board Member in 2015, he served as Vice Chairman from 2018 to 2020, Chairman from 2020 to 2022, and Vice Chairman again from 2022 to 2025. Today, he continues to support the Board’s mission, representing the best interests of Members and ensuring strong governance. Michael brings nearly 30 years of experience in consumer finance, mortgage lending, and loan servicing, having managed portfolios exceeding $4 billion.

As the President and Founder of My Wise Agent Inc., Mr. Brigagliano leads an innovative and inclusive real estate firm across California, known for its comprehensive services. He also serves as a Branch Partner at American Financial Network, where he specializes in providing affordable home financing solutions to veterans nationwide.

Mr. Brigagliano studied Business and Criminal Justice at the State University of New York. His professional development includes training in Six Sigma, coursework at GE Mortgage University, and completion of the Dale Carnegie advanced course, "Skills for Team Success." He maintains licenses in 29 states under the Nationwide Mortgage Licensing System and holds a Real Estate license from the California Department of Real Estate.

A fervent philanthropist, Mr. Brigagliano is a Director on the Frontwave Foundation board and supports various charitable organizations, including Wounded Warriors, Freedom Dogs in Oceanside, Doctors Without Borders, the USO, Rady Children’s Hospital in San Diego, and the Navy-Marine Corps Relief Society. 

Ann Regan serves as Secretary of the Frontwave Board in addition to being on the Budget and Nominating committees. She joined the board as an Associate in 2022 and has served as a Board Director since 2024. Ann is an experienced product and business manager with over 25 years of experience building predictive A.I. solutions for financial services companies. Before retiring from CoreLogic (now Cotality), Ann was responsible for managing a portfolio of property, loan, and market analytics, including the S&P CoreLogic Case-Shiller Home Price Indices.

Ann spent eight years at ID Analytics (now LexisNexis), where she was responsible for enterprise solutions, including pioneering credit risk and fraud products used by many large credit card and telecommunication companies. At HNC Software (now FICO), Ann worked on the first patented home valuation model and developed a widely adopted application processing and workflow platform.

Her academic qualifications include a BSc in Computer Science from Arizona State University and a MSc in Computer Science from Northwestern University. Through her extensive industry experience, Ann has developed an in-depth perspective on the benefits and risks associated with financial services. She leverages this experience to ensure that Frontwave members derive maximum benefit while ensuring the long-term stability of the Credit Union.

Mrs. Arnett first joined the Board of Directors as an Associate Director in 2011. She was appointed as a full Director in 2012 and served until 2017, before rejoining the board in 2021.

Mrs. Arnett holds a Master of Business Administration in Marketing from Golden Gate University and a Bachelor of Science in Business Management - Personnel from San Diego State University. She is a Financial Industry Regulatory Authority (FINRA) Arbitrator. FINRA is a not-for-profit that writes and enforces rules governing investors and firms. A forum to resolve security-related issues.

Mrs. Arnett believes in helping members. While serving as committee chair for multiple committees, she puts into practice all she learned about Frontwave Credit Union and the financial industry. Specifically, has contributed to numerous committees, including the Budget Committee, CEO Compensation Committee, Pension and Personnel Committee, Required Board Training, Travel and Expense Committee, Recruitment and Nomination Committee and served as Inspector of Election.

Mrs. Arnett is affiliated with several groups outside of the credit union, including an Alumna of Kappa Delta Sorority, Sustainer for the Junior League of Riverside, additionally, she is an Alumnus of Golden Gate University and a member of the San Diego State University Alumni Association.

Michael "Mike" Naylor was elected to the Frontwave Credit Union Board of Directors in 2025. He brings a proven track record of leadership in both the U.S. Military and the private sector, with significant accomplishments managing global programs and leading teams to success.

Mike is currently the Chief Executive Officer of a global defense contractor with over 400 employees, of which 90% are military veteran aircraft mechanics and aviation logistics specialists.Mike retired at the rank of Colonel after a distinguished 30-year U.S. Marine Corps career, serving as the Deputy Commander, MCI West at Camp Pendleton; Chief of Staff U.S. Joint Forces Command and U.S. National Liaison Representative to NATO Allied Command Transformation; and Commanding Officer of EWTGLant and HMMT-164. He also flew Marine One for Presidents George H.W. Bush and Bill Clinton and served as the Executive Assistant to the Deputy Commandant, Programs and Resources at the Pentagon, managing the $80 billion budget of the U.S. Marine Corps.

After retiring from the Marine Corps, he earned his Series 6, 63, 26, and 52 FINRA securities licenses, along with a California insurance license, and worked as a Registered Investment Advisor Principal in Carlsbad.

Mike is active on several boards, impacting the lives of more than 400 veterans at PKL Services, 800 children at the Boys and Girls Club of Carlsbad, and 1,500 homeowners in the Rancho Carrillo community. He is dedicated to using his public and private sector experience to help Frontwave Members achieve their financial goals.

Mr. Polyascko was first appointed to the credit union's Board of Directors on January 1, 2010. Prior to that, he was appointed as a member of the credit union's Supervisory Committee on June 24, 2009.

He spent 32 years in the U.S. Marine Corps, retiring as a Colonel in 1992. He then took the position of Vice President, Dynagraphics, the printing division of DynaMed Corporation in Carlsbad, California until January 1995, where he was instrumental in turning the division around from losing money to profitability. From January 1995 to January 2009, he was the Senior Marine Instructor of The Marine Corps Junior ROTC Program at Eisenhower High School in the Rialto Unified School District, focusing on leadership and character development for students in the program.

His service in the Marine Corps included holding command positions in all ranks, including Colonel when he commanded Marine Wing Support Group-17 in Okinawa, Japan, and two tours in the Vietnam Conflict. Upon retiring in 1992, he was presented with his highest award, the Legion of Merit

.Mr. Polyascko's education includes a MS in Human Resource Management from Salve Regina University in conjunction with the Naval War College, Newport, R.I. Mr. Polyascko has also been involved with community service efforts. He is a member of the American Legion and the Marine Corps League, Veterans of Foreign Wars, and is the Vice President of the Camp Pendleton Historical Society.

Peter joined the board as an associate director in July 2025. He is an accomplished marketing executive with over 25 years of experience leading strategy, branding, and customer acquisition and retention for both start-ups and established corporations. He has held senior leadership roles with companies such as Grande Communications, SureWest Communications, Sprint PCS, and Motorola, delivering consistent revenue growth in highly competitive markets.

Peter’s career highlights include launching industry-first products, driving multiyear customer growth with record-low churn, and creating brand platforms that achieved rapid market recognition. He has directed marketing in industries ranging from telecommunications and technology to retail, building marketing infrastructures from the ground up and managing change through acquisitions and rebranding efforts.

Known for innovative, results-driven strategies, Peter has repeatedly outperformed competitors with significantly larger budgets by focusing on creative, cost-effective solutions. His expertise spans marketing planning, advertising, digital marketing, product management, social media, public relations, and customer relationship management.

Peter holds a B.S.B.A. in Marketing from the University of Missouri and has completed MBA coursework at Colorado State University. He has served on the boards of the Make-A-Wish Foundation, the Sacramento Area Commerce and Trade Organization, the Sacramento Hispanic Chamber of Commerce, and his HOA in San Marcos. He speaks five languages, enjoys adventure travel and has visited 36 countries.

Trevor joined the board as an associate director in September 2025. He is the Chief Financial Officer at RWM Home Loans, where he leads finance, accounting, human resources, and facilities across a multistate operation. He plays a key role in strategic planning, treasury management, and operational efficiency for the organization’s $50 million in annual revenue.

Trevor brings nearly 20 years of financial experience in real estate and investment management, with a career spanning leadership roles at both national firms and startups. As the Founder and CFO of Integrity First Financial Group, he helped grow the company from the ground up into one of the fastest-growing independent mortgage banks in the country.

He holds an MBA in Finance from the University of San Diego and is known for combining practical financial leadership with long-term vision. Trevor joined the Frontwave Credit Union Board as an Associate Director in 2025, bringing a focus on financial sustainability and member-first decision-making.

George Preston is a senior executive and experienced director with more than thirty years of experience leading organizations through growth, transformation, and long-term value creation. He earned his undergraduate degree in physics and holds an MBA. Over the course of his career, he has served as President and Chief Executive Officer across multiple industries, including medical devices, clean technology, and advanced manufacturing, with responsibility for strategy, operations, financial performance, and organizational leadership. He has made Southern California his home for the past two decades. 

Throughout his career, George has built a reputation as a principled leader who drives results while maintaining a strong commitment to people and communities. He has successfully led organizations through turnarounds, significant revenue growth, and profitability improvement, while strengthening operational discipline, customer focus, and leadership development. His experience includes oversight of complex budgets, risk management, capital planning, and governance-level decision-making, as well as guiding companies through acquisitions and integrations. 

George currently leads Audacious Business Coaching, where he advises executives and business owners on growth strategy, financial discipline, and execution. As a candidate for the Frontwave Board of Directors, he is motivated by a strong belief in the mission of credit unions and their role in strengthening members, families, and local businesses. He brings a practical understanding of how sound governance, fiscal responsibility, and strategic planning enable organizations to serve their communities sustainably over the long term. He is committed to supporting policies that balance prudent risk management with innovation, ensuring the credit union remains secure, member-focused, and responsive to evolving needs.