Our members make great leaders.

Our Board isn't made up of a group of faceless executives in glass offices. Instead, they're all Frontwave members, just like you. They volunteer, you elect them, and they don't get paid a penny. Their mission is to set the overall direction of the credit union and make sure it operates in the best interest of its members. So what have these folks been up to lately? Take a look at our 2024 Annual Report.

2025 Board of Directors

Chairman, Gary Greving

Gary Greving was appointed Chairman of the Board of Directors in 2025. A dedicated board member since 2009, he previously served as Secretary and Treasurer, and has contributed to numerous committees, including the Budget Committee, CEO Compensation Committee, Pension and Personnel Committee, and served as Inspector of Election.

A Veteran of the United States Marine Corps, Mr. Greving holds a Bachelors Degree with an emphasis in Finance from CSUSM, and a Masters Degree in Accountancy from SDSU. He holds numerous certifications, including a Project Management Professional (PMP) from the Project Management Institute, and the Volunteer Achievement Program from the Credit Union National Association.

Mr. Greving is currently employed as a Pricing Director for a global provider of information technology services and solutions to Government clients. He has over thirty years of experience managing people and projects around the world.

An active member of the San Marcos community in which he resides with his wife and two children, Mr. Greving volunteers as President, Board of Directors for his HOA, is on the Board of Directors for the San Marcos Community Foundation, is an active member of San Marcos Community Emergency Response Team, and is a soccer / baseball Dad on the weekends. 

Vice Chairman, Brian Sutton

Brian Sutton serves as Vice Chairman of the Board of Directors, reappointed to the role in 2025. He joined the Credit Union as an Associate Director in 2015, became a full Board Director in 2017, and previously served as Vice Chairman in 2020 and Chairman from 2022 to 2025.

As a seasoned technology professional, his international experience implementing complex, secure technology solutions make his contributions to the credit union and its member uniquely valuable.

Mr. Sutton graduated from Baylor University with a bachelor’s degree in Management Information Systems. He also earned a Master of Business Administration from the University of Southern California. He holds a number of internationally recognized technical, operational, and project management certifications and is a Certified Board Member through the National Association of Federal Credit Unions.

Mr. Sutton currently serves as an Operations and Program consultant for a global provider of healthcare information technology software and services. He has extensive experience developing strategy, planning, and delivering scalable solutions to fast-growing organizations in both the public and private sectors. His consulting experience includes more than 10 years of driving strategy and implementing secure systems for the Department of Defense and Department of Veterans Affairs medical centers worldwide.

Treasurer, Amanda Cook

Amanda Cook, Esq., CPA was appointed Treasurer of the Board in 2025 after joining the Board of Directors in 2022.

Ms. Cook graduated with two Bachelor’s degrees in three years from Michigan State University. She then attended Michigan State University College of Law with a full scholarship, and graduated magna cum laude. It was in law school that she began focusing her career on tax issues through service: she participated in an outreach program for Hurricane Katrina victims to bring awareness regarding government stimulus and to prepare their income tax returns. Since then, she has helped people deal with financial crises, prepare for future events, and navigate complex transactions through her work as a tax advocate.

Ms. Cook has been practicing in San Diego County for the past 11 years. Her career has focused on issues relating to small business and personal finance and income tax. Growing up in a military household, Ms. Cook saw firsthand the unique financial considerations that are present for military families and retirees. In her career, she has worked with people across the income spectrum to help them achieve their financial goals through tax planning and budgeting. She is passionate about helping people with their personal and financial goals and is eager to show members how Frontwave Credit Union can assist.

Secretary, Ann Regan

Ann Regan serves as Secretary of the Frontwave Board in addition to being on the Budget and Nominating committees. She joined the board as an Associate in 2022 and has served as a Board Director since 2024. Ann is an experienced product and business manager with over 25 years of experience building predictive A.I. solutions for financial services companies. Before retiring from CoreLogic (now Cotality), Ann was responsible for managing a portfolio of property, loan, and market analytics, including the S&P CoreLogic Case-Shiller Home Price Indices.

Ann spent eight years at ID Analytics (now LexisNexis), where she was responsible for enterprise solutions, including pioneering credit risk and fraud products used by many large credit card and telecommunication companies. At HNC Software (now FICO), Ann worked on the first patented home valuation model and developed a widely adopted application processing and workflow platform.

Her academic qualifications include a BSc in Computer Science from Arizona State University and a MSc in Computer Science from Northwestern University. Through her extensive industry experience, Ann has developed an in-depth perspective on the benefits and risks associated with financial services. She leverages this experience to ensure that Frontwave members derive maximum benefit while ensuring the long-term stability of the Credit Union.

Director, Sally L. Arnett

Mrs. Arnett first joined the Board of Directors as an Associate Director in 2011. She was appointed as a full Director in 2012 and served until 2017, before rejoining the board in 2021.

Mrs. Arnett holds a Master of Business Administration in Marketing from Golden Gate University and a Bachelor of Science in Business Management - Personnel from San Diego State University. She is a Financial Industry Regulatory Authority (FINRA) Arbitrator. FINRA is a not-for-profit that writes and enforces rules governing investors and firms. A forum to resolve security-related issues.

Mrs. Arnett believes in helping members. While serving as committee chair for multiple committees, she puts into practice all she learned about Frontwave Credit Union and the financial industry. Specifically, has contributed to numerous committees, including the Budget Committee, CEO Compensation Committee, Pension and Personnel Committee, Required Board Training, Travel and Expense Committee, Recruitment and Nomination Committee and served as Inspector of Election.

Mrs. Arnett is affiliated with several groups outside of the credit union, including an Alumna of Kappa Delta Sorority, Sustainer for the Junior League of Riverside, additionally, she is an Alumnus of Golden Gate University and a member of the San Diego State University Alumni Association.

Director, Michael Brigagliano

Michael Brigagliano has been a member of the Frontwave Credit Union Board of Directors since 2014. After rising from Associate Director to full Board Member in 2015, he served as Vice Chairman from 2018 to 2020, Chairman from 2020 to 2022, and Vice Chairman again from 2022 to 2025. Today, he continues to support the Board’s mission, representing the best interests of Members and ensuring strong governance. Michael brings nearly 30 years of experience in consumer finance, mortgage lending, and loan servicing, having managed portfolios exceeding $4 billion.

As the President and Founder of My Wise Agent Inc., Mr. Brigagliano leads an innovative and inclusive real estate firm across California, known for its comprehensive services. He also serves as a Branch Partner at American Financial Network, where he specializes in providing affordable home financing solutions to veterans nationwide.

Mr. Brigagliano studied Business and Criminal Justice at the State University of New York. His professional development includes training in Six Sigma, coursework at GE Mortgage University, and completion of the Dale Carnegie advanced course, "Skills for Team Success." He maintains licenses in 29 states under the Nationwide Mortgage Licensing System and holds a Real Estate license from the California Department of Real Estate.

A fervent philanthropist, Mr. Brigagliano is a Director on the Frontwave Foundation board and supports various charitable organizations, including Wounded Warriors, Freedom Dogs in Oceanside, Doctors Without Borders, the USO, Rady Children’s Hospital in San Diego, and the Navy-Marine Corps Relief Society. 

Director, Mike Naylor

Michael "Mike" Naylor was elected to the Frontwave Credit Union Board of Directors in 2025. He brings a proven track record of leadership in both the U.S. Military and the private sector, with significant accomplishments managing global programs and leading teams to success.

Mike is currently the Chief Executive Officer of a global defense contractor with over 400 employees, of which 90% are military veteran aircraft mechanics and aviation logistics specialists.

Mike retired at the rank of Colonel after a distinguished 30-year U.S. Marine Corps career, serving as the Deputy Commander, MCI West at Camp Pendleton; Chief of Staff U.S. Joint Forces Command and U.S. National Liaison Representative to NATO Allied Command Transformation; and Commanding Officer of EWTGLant and HMMT-164. He also flew Marine One for Presidents George H.W. Bush and Bill Clinton and served as the Executive Assistant to the Deputy Commandant, Programs and Resources at the Pentagon, managing the $80 billion budget of the U.S. Marine Corps.

After retiring from the Marine Corps, he earned his Series 6, 63, 26, and 52 FINRA securities licenses, along with a California insurance license, and worked as a Registered Investment Advisor Principal in Carlsbad.

Mike is active on several boards, impacting the lives of more than 400 veterans at PKL Services, 800 children at the Boys and Girls Club of Carlsbad, and 1,500 homeowners in the Rancho Carrillo community. He is dedicated to using his public and private sector experience to help Frontwave Members achieve their financial goals.

Director, Gerald Polyascko

Mr. Polyascko was first appointed to the credit union's Board of Directors on January 1, 2010. Prior to that, he was appointed as a member of the credit union's Supervisory Committee on June 24, 2009.

He spent 32 years in the U.S. Marine Corps, retiring as a Colonel in 1992. He then took the position of Vice President, Dynagraphics, the printing division of DynaMed Corporation in Carlsbad, California until January 1995, where he was instrumental in turning the division around from losing money to profitability. From January 1995 to January 2009, he was the Senior Marine Instructor of The Marine Corps Junior ROTC Program at Eisenhower High School in the Rialto Unified School District, focusing on leadership and character development for students in the program.

His service in the Marine Corps included holding command positions in all ranks, including Colonel when he commanded Marine Wing Support Group-17 in Okinawa, Japan, and two tours in the Vietnam Conflict. Upon retiring in 1992, he was presented with his highest award, the Legion of Merit.

Mr. Polyascko's education includes a MS in Human Resource Management from Salve Regina University in conjunction with the Naval War College, Newport, R.I. Mr. Polyascko has also been involved with community service efforts. He is a member of the American Legion and the Marine Corps League, Veterans of Foreign Wars, and is the Vice President of the Camp Pendleton Historical Society.