Your Equity. Your Rules.

Use the value you've built to renovate, consolidate, or fund what's next. 

Loans That Mean Business

Lending options tailored for hardworking business owners like you.

News. Money tips. Community impact.

Insights on money, life, and the communities we serve.

Frontwave Foundation

Turning compassion into action through grants, scholarships, and support for local nonprofits.

Community
See how we support local causes and initiatives that strengthen the neighborhoods where we live and serve.
Learn about our 501(c)(3) nonprofit advancing positive change in our communities.
Special Offers
Discover exclusive discounts & special offers from local businesses — made just for our community!

Follow us on Instagram to win free tickets to Frontwave Arena!

These 'Watchdogs' Sniff Around to Make Sure We're Doing Everything Right.

What's a Supervisory Committee member do? Think of them as being part detective and part judge. They're volunteers, elected by our Membership, who act as the credit union's "watchdogs." That means they protect member assets, ensure that records are properly maintained, and review policies to make sure they adhere to the law and are carried out faithfully. And not least of all, they're charged with making sure Frontwave Credit Union Members like you receive the best possible service.

Supervisory Committee

Mailing Address:
P.O. Box 5980
Oceanside, CA 92052

• Robert Ross, Chairman

• Vicente Hinojosa, Member

• Cezary Goch, Member

• Leandro Festino, Member

• Mark Ross II, Member


Applications closed on Friday, September 11, 2026.

Help shape the future of Frontwave by serving on the Board of Directors or Supervisory Committee. We're looking for Members who want to contribute their experience, perspective and commitment to serving others. 

The following volunteer leadership positions are open for the 2027 election: 

  • 3 Board of Directors seats (3-year terms)
  • 2 Supervisory Committee seats (2-year terms)

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