Please note the following changes to our branch hours during this holiday season:
  • Monday, December 24 - Closing early at 1:00pm
  • Tuesday, December 25 - Closed
  • Tuesday, January 1 - Closed
Happy Holidays from our family to yours!
Please note the following changes to our branch hours during this holiday season:
  • Monday, December 24 - Closing early at 1:00pm
  • Tuesday, December 25 - Closed
  • Tuesday, January 1 - Closed
Happy Holidays from our family to yours!

We'll lend you a hand without charging an arm and a leg.

For auto loans, mortgage and every other type loan, Frontwave Credit Union delivers. We take a no-nonsense approach that keeps our rates competitively low, to help you reach new heights.

Rates Effective December 17, 2018

Please call for the most current information. All rates, terms and conditions may change without notice.

Personal Loans

APR1
Signature Loans 10.00% to 21.00%
Line of Credit (overdraft protection) 10.00% to 21.00%
Ready Cash2 - Line of Credit up to $500 18.00% to 24.00%

1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request. 

2 Ready Cash is available for active duty military personnel only.

VISA®

APR1
Visa Platinum 9.50%
Visa 13.00% to 21.00%
Share Secured Visa2 14.90%
Signature Rewards Visa3 14.74% to 20.49%

1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request. 

2 No minimum credit score required Consumer Loans 

3 Variable rate subject to change 

Auto Loans

APR1 Terms Model Years
Up to 120% financing 2.49% to 16.25% Up to 48 months 2017 or newer
Up to 120% financing 3.24% to 18.25% Up to 60 months 2017 or newer
Up to 120% financing 3.49% to 9.25% Up to 72 months 2017 or newer
Up to 120% financing 5.25% to 6.25% Up to 962 months 2017 or newer
Up to 120% financing 3.24% to 16.25% Up to 48 months 2014 – 2016
Up to 120% financing 3.45% to 18.25% Up to 60 months 2014 – 2016
Up to 120% financing 3.95% to 9.50% Up to 72 months 2014 – 2016
Up to 120% financing 4.19% to 16.25% Up to 48 months 2009 – 2013
Up to 120% financing 4.50% to 18.25% Up to 60 months 2009 – 2013
Up to 120% financing 4.74% to 10.49% Up to 72 months 2009 – 2013

1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request. 

2 On balances of $30,000 or more 

Auto Loans/2017 or Newer Sample Payment: at 2.49% for 48-months, payment will be $21.58 per $1,000.00 financed. 

Motorcycle Loans

APR1 Terms Model Years
Up to 120% financing 4.75% to 16.00% Up to 48 months 2017 or newer
Up to 120% financing 4.99% to 18.00% Up to 60 months 2017 or newer
Up to 120% financing 5.49% to 10.5% Up to 72 months 2017 or newer
Up to 120% financing 6.99% to 16.50% Up to 48 months 2012 – 2016
Up to 120% financing 7.49% to 18.00% Up to 60 months 2012 – 2016

1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request. 

Motorcycle Loans/2017 or Newer Sample Payment: at 4.75% for 48-months, payment will be $22.57 per $1,000.00 financed. 

Jet Skis & ATVs

APR1 Terms Model Years
Up to 100% financing 10.75% to 14.75% Up to 60 months 2017 or newer

1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request. 

Jet Ski/ATV/2017 or Newer Sample Payment: at 10.75% for 60-months, payment will be $21.61 per $1,000.00 financed. 

Recreational Vehicles

APR1 Model Years
Up to 100% financing 7.75% to 11.00% 2017 or newer
Up to 100% financing 8.25% to 11.50% 2012 – 2016

1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request. 

Recreational Vehicle/2017 or Newer Loan Sample Payment: at 7.75% for 60-months, payment will be $20.15 per $1,000.00 financed.