We'll lend you a hand without charging an arm and a leg.
For auto loans, mortgage and every other type loan, Frontwave Credit Union delivers. We take a no-nonsense approach that keeps our rates competitively low, to help you reach new heights.
Rates Effective October 20, 2024
View a printable PDF.
Please call for the most current information. All rates, terms and conditions may change without notice.Personal Signature Loans
Terms | APR1 as low as |
---|---|
Up to 36 months | 8.99% |
37 to 60 months | 13.99% |
1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request. APR listed is our lowest APR and may be higher based on credit history. All loans subject to approval.
Personal Lines of Credit
APR1 as low as | |
---|---|
Line of Credit (overdraft protection) | 10.00% |
Ready Cash2 - Line of Credit up to $500 | 18.00% |
1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request. APR listed is our lowest APR and may be higher based on credit history. All loans subject to approval.
2 Ready Cash is available for active duty military personnel only.
VISA®
APR 1 As Low As | |
---|---|
Visa Platinum | 9.50% |
Visa Classic | 14.00% |
Share Secured Visa2 | 14.90% |
Visa Signature Rewards3 | 17.74% |
1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request. All loans subject to approval. Membership and credit qualifications apply. Interest does not accrue unless you use the loan.
2 No minimum credit score required Consumer Loans
3 Variable rate subject to change
Auto Loans / Model Years 2022 or Newer
APR1 as low as | Terms | |
---|---|---|
Up to 125% financing | 4.74% | Up to 36 months |
Up to 125% financing | 5.74% | 37 to 48 months |
Up to 125% financing | 5.99% | 49 to 66 months |
Up to 125% financing | 6.24% | 67 to 78 months |
Up to 125% financing | 6.74% | 79 to 842 months |
Up to 125% financing | 7.74% | 85 to 963 months |
1 APR = Annual Percentage Rate. Rate includes a 0.25% discount for automatic loan payments from a Frontwave Checking Account. All loan rates and conditions may change without notice. APR listed is our lowest APR and may be higher based on credit history.
2 On balances of $25,000 or more
3 On balances of $35,000 or more
Auto Loans/2022 or Newer Sample Payment: For a $1,000 auto loan for a term of 36 months with a 4.74% APR, the monthly payment would be $29.92.
Auto Loans / Model Years 2015 - 2021
APR1 as low as | Terms | |
---|---|---|
Up to 120% financing | 5.74% | Up to 36 months |
Up to 120% financing | 6.24% | 37 to 48 months |
Up to 120% financing | 6.49% | 49 to 66 months |
Up to 120% financing | 7.24% | 67 to 78 months |
Up to 120% financing | 7.74% | 79 to 842 months |
1 APR = Annual Percentage Rate. Rate includes a 0.25% discount for automatic loan payments from a Frontwave Checking Account. All loan rates and conditions may change without notice. APR listed is our lowest APR and may be higher based on credit history.
2 On balances of $25,000 or more
Auto Loans/2015 - 2021 Sample Payment: For a $1,000 auto loan for a term of 36 months with a 5.74% APR, the monthly payment would be $30.38.
Auto Loans / Model Years 2009 - 2014
APR1 as low as | Terms | |
---|---|---|
Up to 100% financing | 7.49% | Up to 36 months |
Up to 100% financing | 8.99% | 37 to 48 months |
1 APR = Annual Percentage Rate. Rate includes a 0.25% discount for automatic loan payments from a Frontwave Checking Account. All loan rates and conditions may change without notice. APR listed is our lowest APR and may be higher based on credit history.
Auto Loans/2009 - 2014 Sample Payment: For a $1,000 auto loan for a term of 36 months with a 7.49% APR, the monthly payment would be $31.20.
Motorcycle Loans
APR1 as Low As | Terms | Model Years | |
---|---|---|---|
Up to 100% financing | 6.74% | Up to 48 months | 2022 or newer |
Up to 100% financing | 6.99% | Up to 60 months | 2022 or newer |
Up to 100% financing | 7.24% | Up to 72 months | 2022 or newer |
Up to 100% financing | 7.49% | Up to 48 months | 2015 – 2021 |
Up to 100% financing | 7.74% | Up to 60 months | 2015 – 2021 |
1 APR = Annual Percentage Rate. Rate includes a .25% discount for automatic loan payments from a Frontwave Checking Account. All loan rates and conditions may change without notice. Example of actual terms available upon request.
Motorcycle Loans/2022 or Newer Sample Payment: For a $1,000 motorcycle loan for a term of 48 months with a 6.74% APR, the monthly payment would be $23.90.
Recreational Sport Vehicles
APR1 as Low As | Model Years | |
---|---|---|
Up to 100% financing | 8.99% | 2019 or newer |
1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. APR listed is our lowest APR and may be higher based on credit history. All loans subject to approval.
Recreational Sport Vehicle/2019 or Newer Loan Sample Payment: For a $1,000 recreational sport vehicle loan for a term of 60 months with a 8.99% APR, the monthly payment would be $20.84.
Recreational Vehicles
APR1 as Low As | Model Years | |
---|---|---|
Up to 100% financing | 7.99% | 2022 or newer |
Up to 100% financing | 8.49% | 2015 – 2021 |
1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. APR listed is our lowest APR and may be higher based on credit history. All loans subject to approval.
Recreational Vehicle/2022 or Newer Loan Sample Payment: For a $1,000 RV loan for a term of 60 months with a 7.99% APR, the monthly payment would be $20.34.
Solar Loans
Minimum Loan Amount | Maximum Loan Amount | APR1 as Low As | Terms |
---|---|---|---|
$5,000.00 | $75,000.00 | 7.49% | 96 months |
$20,000.00 | $75,000.00 | 8.49% | 120 months |
$30,000.00 | $75,000.00 | 8.99% | 180 months |
$40,000.00 | $75,000.00 | 9.24% | 240 months |
Mortgages for real life.
Check Our Rates (opens in a new tab)The rates are great for loans and the staff is friendly.
— PAM R. MENIFEE, CA