Showing Up for Our Communities
Through Frontwave Give360, we support local organizations and causes that strengthen the communities we call home.
Through Frontwave Give360, we support local organizations and causes that strengthen the communities we call home.
Use the value you've built to renovate, consolidate, or fund what's next.
Lending options tailored for hardworking business owners like you.
Insights on money, life, and the communities we serve.
Turning compassion into action through grants, scholarships, and support for local nonprofits.
Whether you're building savings with a Frontwave Business Money Market Account or earning higher rates on larger balances with a Business Premier Money Market Account, both options help your money earn more without locking it away. No unnecessary complexity. Just savings that stays ready when you need it.
Earn higher dividends vs. regular savings
Access your money anytime
Higher balances earn higher rates
Funds protected
Build savings steadily while keeping your cash accessible for everyday goals, emergency reserves, and short-term planning. Open with as little as $2,500 and earn more as your balance grows without locking your money away.
Earn more on higher balances without locking up your money.
Tiered earnings
Higher balances earn higher rates.
Move money anytime
Transfer or withdraw funds whenever you need them.
No monthly fees
Keep more of what you save.
Federally insured
Protected by the NCUA up to $250,000.
It isn’t just about earning more. It’s about being ready for what’s next.
Your financial defense
Keep a cushion ready when life throws curveballs.
Ready for the big stuff
Save for travel, home projects or the next big move.
When your savings get serious
A smarter place for larger balances to grow.
Ready when opportunity shows up
Keep cash ready for the moments you don’t want to miss.
Built for larger balances that deserve stronger earning potential without being locked into a certificate. Open with $10,000 and keep larger balances accessible, earning, and ready for what’s next.
Keep larger balances earning while maintaining access to your cash.
1.50% APY* on $100,000+
A stronger return for larger balances.
3.00% APY* on $1M+
Higher-tier earnings as balances grow.
No fixed term
Access funds without long-term commitments.
Designed for flexibility
Built for balances that need to stay ready.
Some balances are sitting around waiting for what comes next.
Between major moves
Home sale proceeds, business reserves or large purchases.
Holding funds temporarily
A place for cash while decisions come together.
Built for transitional money
For balances that may not stay parked forever.
Long-term cash reserves
Larger balances that still need room to move.
Compare our Business Money Market and Business Premier Money Market rates to see which option fits how you save, manage cash, and plan for what’s next.
|
Balance Needed to Earn Dividends
|
Dividend Rate
|
Annual Percentage Yield
|
|---|---|---|
| $0 to $9,999 | 0.100% | 0.10% |
| $10,000 to $24,999 | 0.200% | 0.20% |
| $25,000 to $49,999 | 0.499% | 0.50% |
| $50,000 to $99,999 | 0.747% | 0.75% |
| $100,000+ | 1.243% | 1.25% |
|
Balance Needed to Earn Dividends
|
Dividend Rate
|
Annual Percentage Yield
|
|---|---|---|
| $0 to $99,999 | 0.250% | 0.25% |
| $100,000 to $249,999 | 1.490% | 1.50% |
| $250,000 to $499,999 | 1.982% | 2.00% |
| $500,000 to $999,999 | 2.472% | 2.50% |
| $1,000,000 and above | 2.960% | 3.00% |
* APY = Annual Percentage Yield. Minimum opening deposit of $2,500 required for Frontwave Business Money Market Accounts. Minimum opening deposit of $10,000 required for Business Premier Money Market Accounts. Funds may be withdrawn at any time without penalty, except loss of dividends if the account is closed before dividends are paid. Fees may reduce earnings.
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