Standing Strong, Standing With You: Navigating Uncertainty Together

The economy feels uncertain right now. Prices are shifting, markets are unpredictable, and financial headlines aren’t offering much clarity. If you’re feeling uneasy, you’re not alone.

But you’re also not in this alone.

For more than 70 years, Frontwave Credit Union has helped Members navigate all kinds of economic conditions. Inflation. Recessions. Housing market swings. We’ve seen it all. While no one can predict what’s next, you can count on us to be here with real support and guidance.

A Solid Foundation You Can Count On

Frontwave is built to stand strong. Our capital reserves are well above the "well-capitalized" standard set by our regulator, the NCUA. Your deposits are federally insured up to $250,000 per Member. You’ve helped us grow and thrive, voting us Best Bank in the Morongo Basin and Best Credit Union in San Diego. That recognition means everything because it comes from you.

Facing the Future Together

The economy moves in cycles. Even when the road ahead is unclear, you still have options. And you still have a partner. We are here to help you move forward with confidence.

How We Support You

No matter the conditions, we are committed to helping you make smart financial choices. Here's how we do that: 

• Real support from real people: Our Dream Makers are available in branches and by phone to listen and offer real solutions. 
• Loans that fit your life: Our lending team offers flexible terms and competitive rates. 
• Savings that grow: Take advantage of strong savings and certificate rates.
• One-on-one guidance: Through our partner GreenPath, you can access free financial counseling to manage debt, plan a budget, or prepare for the future. 
• Tools that work for you: Use our Online and Mobile Banking tools to stay in control anytime. 
• Relief when you need it. During tough times like disasters or government shutdowns, we offer help like payment forbearance, fee waivers, and continued direct deposit posting.

This is what Member advocacy looks like.

If you're thinking about your next financial move or just want to make sure you're on track, give us a call at 800.736.4500 or stop by your local branch. We're here with trusted advice and real support.

Dream big. We got you.