Apply for Loan

Start our Easy Loan Application Process


Open an Account

Apply for Frontwave Membership

Get Started

Mortgage Loans

Your Key to Homeownership Starts Here

Your crib. Your castle. Your casa. Whatever home means to you, Frontwave Credit Union helps make it a reality. Whether you’re buying, refinancing or tapping into your home’s equity, we offer competitive mortgage rates, flexible terms and a streamlined process designed to get you home faster.

Southern California Mortgages That Move You

From beachfront bungalows to desert retreats, Southern California offers endless possibilities—and we’re here to finance them all. With low-cost home loans, expert guidance and a hassle-free experience, we put homeownership within reach.

  • Buying a Home? Secure a low-rate mortgage with terms that fit your budget.
  • Refinancing? Lower your monthly payment, shorten your loan term or cash out equity.
  • Tapping Into Equity? Use your home’s value to fund renovations, consolidate debt or cover major expenses.

Mortgages Designed for Real Life

  • Competitive Rates – More home for your money
  • Flexible Terms – Tailored loans to fit your lifestyle
  • Low Fees – No surprises, just savings
  • Expert Guidance – Home Loan Consultants who make the process easy

Now Opening Doors in North Carolina

We now offer real estate loans in North Carolina! Whether you're buying, refinancing or tapping into your home’s equity, count on our trusted expertise to make it happen.

Your Home Loan Starts Here

Your dream home is closer than you think. Call one of our Home Loan Consultants at 800.736.4500 x1716 or set up an appointment today and take the first step toward homeownership with a credit union that puts you first.

Mortgage Resource Center

Need some help with the process?

Find out more.

Current Rates

30 Year Fixed Jumbo
APR AS LOW AS
6.014%1
  • Loan amounts up to $3,000,000
  • Purchase, refinance, cash-out options
5/5 ARM
APR AS LOW AS
6.401%2
  • Lower initial rate 
  • Fixed rate for 5 years
VA 30 Year Fixed
APR AS LOW AS
6.879%3
  • 100% financing available
  • Purchase, refinance and cash-out options available
30 Year No Down Payment
APR AS LOW AS
7.043%4
  • Fixed interest rate
  • 100% mortgage financing for first-time or repeat buyers
Want to learn more about mortgage loans at Frontwave Credit Union? Give our friendly Southern California Home Loan Consultant a call today!