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Business Deposit Rates
Your Money Will See a Lot of Action.
Our competitive deposit rates help your savings grow faster—whether you’re building an emergency fund, planning a big purchase, or preparing for the future. With Frontwave Credit Union, your money works harder every day, putting checking and savings deposits to work for members in California and beyond.
General Information
- Dividend and Loan Rates are determined by the Board of Directors and may change without notice.
- You must maintain a minimum daily balance of $50.00 or have an outstanding loan balance to be an active member.
- Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
- Dividends are calculated daily and compounded and paid monthly.
- Rates Effective June 1, 2026
Business Checking Account Rates
|
Type of Account
|
Dividend Rate
|
Annual Percentage Yield
|
|---|---|---|
| Business Dividend | 0.01% | 0.01% |
Business Savings Account Rates
|
Type of Account
|
Dividend Rate
|
Annual Percentage Yield
|
|---|---|---|
| Business Savings | 0.05% | 0.05% |
Business Money Market Rates
|
Balance Needed to Earn Dividends
|
Dividend Rate
|
Annual Percentage Yield
|
|---|---|---|
| $0 to $9,999 | 0.100% | 0.10% |
| $10,000 to $24,999 | 0.200% | 0.20% |
| $25,000 to $49,999 | 0.499% | 0.50% |
| $50,000 to $99,999 | 0.747% | 0.75% |
| $100,000+ | 1.243% | 1.25% |
Disclaimers
$2,500 minimum opening deposit.
Funds may be withdrawn at any time without penalty, except loss of dividends, if you close your account before dividends are paid. Fees may reduce earnings. There is no minimum balance required to earn dividends.
Money Market IRAs are subject to IRS rules, including contribution limits and potential tax penalties. Consult a tax advisor.
Business Premier Money Market Rates
|
Balance Needed to Earn Dividends
|
Dividend Rate
|
Annual Percentage Yield
|
|---|---|---|
| $0 to $99,999 | 0.250% | 0.25% |
| $100,000 to $249,999 | 1.490% | 1.50% |
| $250,000 to $499,999 | 1.982% | 2.00% |
| $500,000 to $999,999 | 2.472% | 2.50% |
| $1,000,000 and above | 2.960% | 3.00% |
Disclaimers
$10,000 minimum opening deposit.
Funds may be withdrawn at any time without penalty, except loss of dividends, if you close your account before dividends are paid. Fees may reduce earnings. There is no minimum balance required to earn dividends.
Premier Money Market IRAs are subject to IRS rules, including contribution limits and potential tax penalties. Consult a tax advisor.
Rates Effective June 1, 2026
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